Market announcement
Coop Pank AS
Category
Other corporate action
Attachments
Date
13.05.2024 08:00:00
Title
Coop Pank AS 2024. aasta aprilli tulemused
Message
Coop Panga 2024. aasta aprillikuu majandustulemused: * Panga klientide arv kasvas aprillis 2400 võrra ja aktiivselt arveldavate klientide arv kasvas 1500 võrra. Kuu lõpuks ulatus klientide arv 191 800-ni ja aktiivselt arveldavate klientide arv 85 900-ni. Aastaga on kliendibaas kasvanud 22%. * Panga klientide hoiuste maht kasvas aprillis 45 miljoni euro võrra ulatudes kuu lõpu seisuga 1,74 miljardi euroni. Äriklientide hoiused kasvasid 33 miljoni euro võrra ja eraklientide hoiused kasvasid 1 miljoni euro võrra. Rahvusvahelistelt platvormidelt kaasatud hoiuste maht kasvas 11 miljoni euro võrra. Aastaga on panga hoiuste maht kasvanud 15%. * Panga laenuportfell kasvas aprillis 29 miljoni euro võrra ulatudes kuu lõpu seisuga 1,56 miljardi euroni. Ärilaenud kasvasid 13 miljonit eurot, kodulaenud kasvasid 11 miljonit eurot, liising kasvas 2 miljonit eurot ja tarbimisfinantseerimine kasvas 2 miljonit eurot. Aastaga on panga laenuportfell kasvanud 14%. * Aprillis tehti laenude allahindluseid 0,3 miljoni euro ulatuses. * Võrreldes möödunud aasta nelja esimese kuuga on käesoleval aastal sama ajaga panga netotulud püsinud samal tasemel ja tegevuskulud kasvanud 23%. * Pank teenis aprillis 2,8 miljonit eurot puhaskasumit. Aasta nelja esimese kuuga on pank teeninud kokku 12 miljonit eurot puhaskasumit, mida on 8% vähem kui aasta tagasi samal perioodil. * Panga omakapitali tootlus oli aprillis 18% ja kulu-tulu suhe 48%. Coop Panga juhatuse liikme ja finantsjuhi Paavo Truu kommentaar: ?Coop Pank jätkab kasvukursil ja näitas aprillis tugevat kasvu kõigis finantseerivates äriliinides. Kiireim oli portfelli kasv äri- ja kodulaenudes. Laenuportfellide kõrval tegid korraliku kasvu ka hoiuste portfellid. Kõik see peegeldab nii ettevõtjate kui ka eraisikute head hakkamasaamist ja optimismi ning kindlustunde taastumist. Aprillis toimunud üldkoosolekul kinnitasid panga aktsionärid rekordilise dividendimakse ja pank kandis mais oma 37 200 aktsionäri pangakontodele üle dividendi 8,7 senti aktsia kohta ehk kokku 8,9 miljonit eurot. Dividendimakse läks 98% ulatuses Eesti inimeste ja ettevõtete kontodele Sellega aitab Coop Panga teenitud tulu edendada eestlaste elu ja majandust laiemalt. Pank kutsub ka kõiki oma aktsionäre ise panga kasvu panustama ja Coop Panka oma kodupangaks valima. Aprilli lõpus alustas pank koos oma klientidega Eesti kaitsevõimesse panustamist, mis haakub hästi panga eesmärgiga muuta elu Eestis paremaks. Selleks loodi uus Kaardiväe kliendiprogramm, millega liitunud annetavad iga kaardimaksega 1 sendi Eesti riigikaitse toetamiseks loodud reservväelaste fondi ning pank lisab sellele omalt poolt veel 1 sendi juurde." Coop Panga põhjalikumad finantsaruanded on leitavad aadressil: https://www.cooppank.ee/finantsaruanded Eesti kapitalil põhinev Coop Pank on üks viiest Eestis tegutsevast universaalpangast. Pangal on 191 800 igapäevapanganduse klienti. Coop Pank kasutab jaekaubanduse ja panganduse vahel tekkivat sünergiat ning toob igapäevased pangateenused kodule lähemale. Panga strateegiline omanik on kodumaine kaubanduskett Coop Eesti, mille müügivõrgustikku kuulub 320 kauplust. Lisainfo: Paavo Truu Finantsjuht Telefon: 5160 231 E-post: paavo.truu@cooppank.ee (mailto:paavo.truu@cooppank.ee)
Title
Coop Pank AS results for April 2024
Message
Coop Pank's financial results in April 2024: * In April, number of the bank's clients increased by 2,400 and number of active clients increased by 1,500. By the end of the month number of clients reached 191,800 and number of active clients reached 85,900. Over the year, customer base has grown by 22%. * Volume of the bank's customer deposits increased by 45 million euros, reaching 1.74 billion euros by the end of month. Deposits of corporate customers increased by 33 million euros and deposits of private customers increased by 1 million euros. The volume of deposits attracted from international platforms increased by 11 million euros. Over the year, volume of bank deposits has grown by 15%. * The bank's loan portfolio increased by 29 million euros and reached 1.56 billion euros by the end of month. Business loans increased by 13 million euros, home loans increased by 11 million euros, leasing increased by 2 million euros and consumer financing loan portfolio increased by 2 million euros. Over the year, loan portfolio has grown by 14%. * In April, the loan impairment cost was 0.3 million euros. * Compared to the first four months of last year, the bank's net income has remained at the same level this year and expenses have increased by 23%. * In April, the bank earned net profit of 2.8 million euros. In the first four months of the year, the bank has earned a net profit of 12 million euros, that is 8% less than in the same period last year. * In April, Coop Pank's return on equity was 18% and the cost-income ratio was 48%. Comment by Paavo Truu, Member of the Management Board and CFO of Coop Pank: "Coop Pank continues to increase business volumes and showed strong growth in all financing business lines in April. The portfolio growth was fastest in business and home loans. In addition to the loan portfolios, the deposit portfolios also showed decent growth. All this reflects the good performance of both entrepreneurs and individuals and the recovery of optimism and confidence. In April, the bank's shareholders approved the record payment of dividends for this year at a general meeting held and in May the bank transferred a dividend of 8.7 cents per share, or a total of 8.9 million euros, to the bank accounts of its 37,200 shareholders. 98% of the dividend payment went to the accounts of private individuals and companies in Estonia. With this, the income earned by Coop Pank helps improve the life and economy of Estonians in general. The bank also invites all its shareholders to contribute to the growth of the bank themselves and to choose Coop Pank as their home bank. At the end of April, together with its customers, the bank started contributing to Estonia's defense capability, which fits well with the bank's goal of making life better in Estonia. For this purpose, a new customer program called Kaardivägi was created, in which those who join donate 1 cent with each card payment to the reservist fund created to support Estonian national defense, and the bank adds another 1 cent to it." More detailed financial reports of Coop Pank are available at: https://www.cooppank.ee/en/financial-reports Coop Pank, based on Estonian capital, is one of the five universal banks operating in Estonia. The number of clients using Coop Pank for their daily banking reached 191,800. Coop Pank aims to put the synergy generated by the interaction of retail business and banking to good use and to bring everyday banking services closer to people's homes. The strategic shareholder of the bank is the domestic retail chain Coop Eesti, comprising of 320 stores. Additional information: Paavo Truu CFO Phone: +372 5160 231 E-mail: paavo.truu@cooppank.ee (mailto:paavo.truu@cooppank.ee)