Market announcement
Coop Pank AS
LEI code
549300EHNXQVOI120S55
Size of the entity
Large group
Economic activities
Financial and Insurance Activities
Industry sector(s)
Credit institution
Country of registered office
Estonia
General information
Categories
Other corporate action
Unique data record identifier
9746
Attachments
Submission date and time
11.08.2022 08:00:00
Content of announcement in Estonian
Title
Coop Pank AS 2022. aasta juuli tulemused
Message
Coop Panga 2022. aasta juuli majandustulemused:
* Juulis kasvas panga klientide arv 2400 võrra ja arveldavate klientide arv
900 võrra. Kuu lõpuks ulatus klientide arv 133 100-ni ja arveldavate
klientide arv 59 600-ni. Aastaga on kliendibaas kasvanud 23%.
* Panga klientide hoiuste maht kasvas juulis 47 miljoni euro võrra ulatudes
kuu lõpu seisuga 1,30 miljardi euroni. Äriklientide hoiused kasvasid 26
miljonit eurot ja eraklientide hoiused 2 miljonit eurot. Rahvusvahelistelt
platvormidelt kaasatud hoiuste maht kasvas 19 miljoni euro võrra. Aastaga on
panga hoiuste maht kasvanud 45%.
* Panga laenuportfell kasvas juulis 33 miljoni euro võrra ja jõudis kuu lõpu
seisuga 1,16 miljardi euroni. Ärilaenude portfell kasvas 17 miljonit eurot,
kodulaenude portfell kasvas 11 miljonit eurot, liisingu portfell kasvas 2
miljonit eurot ja tarbijafinantseeringu portfell 2 miljonit eurot. Aastaga
on panga laenuportfell kasvanud 47%.
* Võrreldes möödunud aasta seitsme esimese kuuga on käesoleval aastal sama
ajaga panga netotulud kasvanud 32% ja tegevuskulud 22%.
* Pank teenis juulis 1,9 miljonit eurot puhaskasumit. Aasta seitsme esimese
kuuga on pank teeninud 10 miljonit eurot puhaskasumit, mida on 39% rohkem
kui aasta tagasi samal perioodil.
* Panga omakapitali tootlus oli juulis 18,8% ja kulu-tulu suhe 53,4%.
Coop Panga juhatuse esimehe Margus Rinki kommentaar:
?Hoolimata aktiivsest puhkusekuust kasvasid juulis hoogsalt nii Coop Panga
ärimahud kui ka netotulud ning seejuures püsisid kulud kontrolli all. See
võimaldas meil juba teist korda sel aastal teenida ühes kuus rekordilised 1,9
miljonit eurot puhaskasumit.
Meie tugevad tulemusnäitajad on tingitud sellest, et üha enam eestimaalasi
eelistab kodumaist panka, mis investeerib oma kasumi Eestisse ja Eesti inimeste
elu edasi viimisesse. Oleme seda öelnud ka varem ja kinnitame veel kord, et Coop
Panga koduturg on Eesti ja oleme siin inimeste ja ettevõte jaoks olemas nii
headel kui ka keerulisematel aegadel."
Coop Panga finantsaruanded on leitavad aadressil:
https://www.cooppank.ee/finantsaruanded
Eesti kapitalil põhinev Coop Pank on üks viiest Eestis tegutsevast
universaalpangast. Pangal on 133 100 igapäevapanganduse klienti. Coop Pank
kasutab jaekaubanduse ja panganduse vahel tekkivat sünergiat ning toob
igapäevased pangateenused kodule lähemale. Panga strateegiline omanik on
kodumaine kaubanduskett Coop Eesti, mille müügivõrgustikku kuulub 330 kauplust.
Lisainfo:
Paavo Truu
Finantsjuht
Telefon: 5160 231
E-post: [email protected] (mailto:[email protected])
Content of announcement in English
Title
Coop Pank AS results for July 2022
Message
Coop Pank's financial results in July 2022:
* In July, number of the bank's clients increased by 2400 and number of active
clients increased by 900. By the end of the month number of clients reached
133,100 and number of active clients reached 59,600. Over the year, customer
base has grown by 23%.
* Volume of the bank's customer deposits increased by 47 million euros,
reaching 1.30 billion euros by the end of month. Deposits of corporate
customers increased by 26 million and deposits of private customers
increased by 2 million euros. The volume of deposits attracted from
international platforms increased by 19 million euros. Over the year, volume
of bank deposits has grown by 45%.
* The bank's loan portfolio increased by 33 million euros over the month and
reached 1.16 billion euros by the end of month. Business loans increased by
17 million euros,
home loans increased by 11 million euros, leasing by 2 million euros and
consumer financing by 2 million euros. Over the year, loan portfolio has
grown by 47%.
* Compared to the first seven months of last year, the bank's net operating
income has increased by 32% and expenses by 22% during the same period this
year.
* The bank earned net profit of 1.9 million euros in July. In the first seven
months of the year, the bank earned a net profit of 10 million euros, that
is 39% more than in the same period last year.
* In July, Coop Pank's return on equity was 18.8% and the cost-income ratio
was 53.4%.
Comment by Margus Rink, Chairman of the Management Board of Coop Pank:
"Despite the active holiday month, in July business volumes and net operating
income of Coop Pank grew rapidly, while expenses remained under control. This
enabled us to earn a record-breaking 1.9 million euros net profit in one month
for the second time this year.
Coop Pank's strong performance indicators have been achieved due to the fact,
that more and more Estonians prefer a domestic bank that invests its profits in
Estonia and in improving the lives of Estonian people. We have said this before,
and we confirm once again that Estonia is Coop Pank's home market, and we are
here for people and the businesses in both good and difficult times."
Coop Pank's financial reports are available at:
https://www.cooppank.ee/en/financial-reports
Coop Pank, based on Estonian capital, is one of the five universal banks
operating in Estonia. The number of clients using Coop Pank for their daily
banking reached 133,100. Coop Pank aims to put the synergy generated by the
interaction of retail business and banking to good use and to bring everyday
banking services closer to people's homes. The strategic shareholder of the bank
is the domestic retail chain Coop Eesti, comprising of 330 stores.
Additional information:
Paavo Truu
CFO
Phone: +372 5160 231
E-mail: [email protected] (mailto:[email protected])