Market announcement
Coop Pank AS
LEI code
549300EHNXQVOI120S55
Size of the entity
Large group
Economic activities
Financial and Insurance Activities
Industry sector(s)
Credit institution
Country of registered office
Estonia
General information
Categories
Other corporate action
Unique data record identifier
9626
Attachments
Submission date and time
10.06.2022 08:00:00
Content of announcement in Estonian
Title
Coop Pank AS 2022. aasta mai tulemused
Message
Coop Panga 2022. aasta mai majandustulemused:
* Mais kasvas panga klientide arv 2900 võrra ja arveldavate klientide arv
1700 võrra. Kuu lõpuks ulatus klientide arv 128 300-ni ja arveldavate
klientide arv 57 400-ni. Aastaga on kliendibaas kasvanud 31%.
* Panga klientide hoiuste maht kasvas mais 28 miljoni euro võrra ulatudes kuu
lõpu seisuga 1,19 miljardi euroni. Äriklientide hoiused kasvasid 25 miljonit
eurot ja eraklientide hoiuste portfelli maht püsis mais samal tasemel kui
see oli aprillis. Rahvusvahelistelt platvormidelt kaasatud hoiuste maht
kasvas 4 miljoni euro võrra. Aastaga on panga hoiuste maht kasvanud 36%.
* Panga laenuportfell kasvas mais 38 miljoni euro võrra ja jõudis kuu lõpu
seisuga 1,1 miljardi euroni. Kodulaenude portfell kasvas 16 miljonit eurot,
ärilaenude portfell kasvas 16 miljonit eurot, liisingu portfell kasvas 4
miljonit eurot ja tarbijafinantseeringu portfell 2 miljonit eurot. Aastaga
on panga laenuportfell kasvanud 50%.
* Mais tehti laenude allahindluseid 0,17 miljoni euro ulatuses.
* Võrreldes möödunud aasta viie esimese kuuga on käesoleval aastal sama ajaga
panga netotulud kasvanud 33% ja tegevuskulud 22%.
* Pank teenis mais 1,9 miljonit eurot puhaskasumit. Aasta viie esimese kuuga
on pank teeninud 6,9 miljonit eurot puhaskasumit, mida on 45% rohkem kui
aasta tagasi samal perioodil.
* Panga omakapitali tootlus oli mais 19,1% ja kulu-tulu suhe 50,5%.
Coop Panga juhatuse liikme ja finantsjuhi Paavo Truu kommentaar:
?Maailma majandus seisab silmitsi mitmete väljakutsetega, mille mõjud ulatuvad
ka Eestisse. Juba praegu tuleb Eesti inimestel ja ettevõtetel hakkama saada
euroala kiireima inflatsiooniga. Keerulistes oludes tõuseb aga kohalikul
kapitalil põhinevate pankade tähtsus veelgi ja seda kinnitavad ka meie
kasvunumbrid.
Coop Panga laenu- ja hoiuste portfellid jätkasid mais tugevat kasvu, aastaga on
panga laenuportfell kasvanud 50% ja hoiuste portfell 36%. Näeme, et nii
eraisikud kui ettevõtjad usaldavad meid, sest suudame neile pakkuda ka
keerulistes oludes kasulikke ja paindlikke lahendusi ning teenitud kasumid
jäävad toetama Eesti majandust.
Coop Pank teenis mais 1,9 miljonit eurot puhaskasumit, panga omakapitali tootlus
oli mais 19,1% ja kulu-tulu suhe 50,5%."
Coop Panga finantsaruanded on leitavad aadressil:
https://www.cooppank.ee/finantsaruanded
Eesti kapitalil põhinev Coop Pank on üks viiest Eestis tegutsevast
universaalpangast. Pangal on 128 300 igapäevapanganduse klienti. Coop Pank
kasutab jaekaubanduse ja panganduse vahel tekkivat sünergiat ning toob
igapäevased pangateenused kodule lähemale. Panga strateegiline omanik on
kodumaine kaubanduskett Coop Eesti, mille müügivõrgustikku kuulub 330 kauplust.
Lisainfo:
Paavo Truu
Finantsjuht
Telefon: 5160 231
E-post: [email protected] (mailto:[email protected])
Content of announcement in English
Title
Coop Pank AS results for May 2022
Message
Coop Pank AS results for May 2022
Coop Pank's financial results in May 2022:
* In May, number of the bank's clients increased by 2900 and number of active
clients increased by 1700. By the end of the month number of clients reached
128,300 and number of active clients reached 55,400. Over the year, customer
base has grown by 31%.
* Volume of the bank's customer deposits increased by 28 million euros,
reaching 1.19 billion euros by the end of month. Deposits of corporate
customers increased by 25 million and deposits of private customers remained
at the same level as in April. The volume of deposits attracted from
international platforms increased by 4 million euros. Over the year, volume
of bank deposits has grown by 36%.
* The bank's loan portfolio increased by 38 million euros over the month and
reached 1.1 billion euros by the end of month. Home loans increased by 16
million euros, business loans increased by 16 million euros, leasing by 4
million euros and consumer financing by 2 million euros. Over the year, loan
portfolio has grown by 50%.
* In May, the loan impairment cost was 0.17 million euros.
* Compared to the first five months of last year, the bank's net income has
increased by 33% and expenses by 22% during the same period this year.
* The bank earned net profit of 1.9 million euros in May. In the first five
months of the year, the bank earned a net profit of 6.9 million euros, that
is 45% more than in the same period last year.
* In May, Coop Pank's return on equity was 19.1% and the cost-income ratio was
50.5%.
Comment by Paavo Truu, Member of the Management Board and Chief Financial
Officer:
"The world economy is facing a number of challenges, the effects of that also
extend to Estonia. Estonian people and companies are already facing the fastest
inflation in the EU area. In difficult circumstances, the importance of banks
based on local capital is growing, and this is also confirmed by our growth
figures.
In May, Coop Pank's loan and deposit portfolios continued to grow strongly and
over the year bank's loan portfolio has increased by 50% and deposit portfolio
by 36%. We see that both private individuals and entrepreneurs trust us, because
we are able to offer useful and flexible solutions even in difficult
circumstances, and the profits earned will continue to support the Estonian
economy.
Coop Pank earned a net profit of 1.9 million euros in May, return on equity was
19.1% and a cost / income ratio was 50.5% in May."
Coop Pank's financial reports are available at:
https://www.cooppank.ee/en/financial-reports
Coop Pank, based on Estonian capital, is one of the five universal banks
operating in Estonia. The number of clients using Coop Pank for their daily
banking reached 128,300. Coop Pank aims to put the synergy generated by the
interaction of retail business and banking to good use and to bring everyday
banking services closer to people's homes. The strategic shareholder of the bank
is the domestic retail chain Coop Eesti, comprising of 330 stores.
Additional information:
Paavo Truu
CFO
Phone: +372 5160 231
E-mail: [email protected] (mailto:[email protected])