Market announcement
Coop Pank AS
LEI code
549300EHNXQVOI120S55
Size of the entity
Large group
Economic activities
Financial and Insurance Activities
Industry sector(s)
Credit institution
Country of registered office
Estonia
General information
Categories
Other corporate action
Unique data record identifier
9559
Attachments
Submission date and time
11.05.2022 08:00:00
Content of announcement in Estonian
Title
Coop Pank AS 2022. aasta aprilli tulemused
Message
Coop Panga 2022. aasta aprilli majandustulemused:
* Aprillis kasvas panga klientide arv 3000 võrra ja arveldavate klientide arv
1500 võrra. Kuu lõpuks ulatus klientide arv 125 400-ni ja arveldavate
klientide arv 55 700-ni. Aastaga on kliendibaas kasvanud 30%.
* Panga klientide hoiuste maht kasvas aprillis 18 miljoni euro võrra ulatudes
kuu lõpu seisuga 1,17 miljardi euroni. Äriklientide hoiused kasvasid 18
miljonit ja eraklientide hoiused 1 miljon eurot. Rahvusvahelistelt
platvormidelt kaasatud hoiuste maht kahanes 1 miljoni euro võrra. Aastaga on
panga hoiuste maht kasvanud 31%.
* Panga laenuportfell kasvas aprillis 25 miljoni euro võrra ja jõudis kuu lõpu
seisuga 1,06 miljardi euroni. Kodulaenud kasvasid 11 miljonit eurot,
ärilaenud kasvasid 9 miljonit eurot, liising kasvas 3 miljonit eurot ja
tarbijafinantseering 2 miljon eurot. Aastaga on panga laenuportfell kasvanud
50%.
* Aprillis tehti laenude allahindluseid 0,3 miljoni euro ulatuses.
* Võrreldes möödunud aasta nelja esimese kuuga on käesoleval aastal sama ajaga
panga netotulud kasvanud 30% ja tegevuskulud 20%.
* Pank teenis aprillis 1,5 miljonit eurot puhaskasumit. Aasta nelja esimese
kuuga on pank teeninud 5 miljonit eurot puhaskasumit, mida on 35% rohkem kui
aasta tagasi samal perioodil.
* Panga omakapitali tootlus oli aprillis 15,8%, kulu-tulu suhe 52,4%.
Coop Panga juhatuse esimehe Margus Rinki kommentaar:
?Coop Pank jätkas ärimahtude kasvatamist ja näitas korralikku kasumit ning
efektiivust: aprillis teenisime 1,5 miljonit eurot puhaskasumit, omakapitali
tootlus tõusis üle 15% ja kulu-tulu suhe lähenes 50% tasemele. Panga suurenev
efektiivsus muudab meid investorite jaoks veelgi atraktiivsemaks.
Tugev kasv tuleneb klientide usaldusest ja meie paindlikkusest: kodumaise
pangana reageerime muutustele turul kiiresti ja kohalikke olusid arvesse võttes.
Näeme, et kuust kuusse leiab tee meie juurde üha enam eraisikuid ja ettevõtjaid.
Samuti on näha, et kliendid kasutavad meie igapäevapanganduse teenuseid järjest
aktiivsemalt. Aktiivseteks klientideks loeme kliente, kes teevad kahe kuu
jooksul vähemalt neli tehingut."
Coop Panga põhjalikumad kvartaliaruanded on leitavad aadressil:
https://www.cooppank.ee/finantsaruanded
Eesti kapitalil põhinev Coop Pank on üks viiest Eestis tegutsevast
universaalpangast. Pangal on 125 400 igapäevapanganduse klienti. Coop Pank
kasutab jaekaubanduse ja panganduse vahel tekkivat sünergiat ning toob
igapäevased pangateenused kodule lähemale. Panga strateegiline omanik on
kodumaine kaubanduskett Coop Eesti, mille müügivõrgustikku kuulub 330 kauplust.
Lisainfo:
Paavo Truu
Finantsjuht
Telefon: 5160 231
E-post: [email protected] (mailto:[email protected])
Content of announcement in English
Title
Coop Pank AS results for April 2022
Message
Coop Pank AS results for April 2022
Coop Pank's financial results in April 2022:
* In April, number of the bank's clients increased by 3000 and number of
active clients increased by 1500. By the end of the month number of clients
reached 125,400 and number of active clients reached 55,700. Over the year,
customer base has grown by 30%.
* Volume of the bank's customer deposits increased by 18 million euros,
reaching 1.17 billion euros by the end of month. Deposits of corporate
customers increased by 18 million and deposits of private customers by 1
million euros. The volume of deposits attracted from international platforms
decreased by 1 million euros. Over the year, volume of bank deposits has
grown by 31%.
* The bank's loan portfolio increased by 25 million euros over the month and
reached 1.06 billion euros by the end of month. Home loans increased by 11
million euros, business loans increased by 9 million euros, leasing by 3
million euros and consumer financing by 2 million euros. Over the year, loan
portfolio has grown by 50%.
* In April, the loan impairment cost was 0.3 million euros.
* Compared to the first four months of last year, the bank's net income has
increased by 30% and expenses by 20% during the same period this year.
* The bank earned net profit of 1.5 million euros in April. In the first four
months of the year, the bank earned a net profit of 5 million euros, that is
35% more than in the same period last year.
* In April, Coop Pank's return on equity was 15.8% and the cost-income ratio
was 52.4%.
Comment by Margus Rink, Chairman of the Management Board of Coop Pank:
"Coop Pank continued to grow its business volumes and showed a decent profit and
efficiency: in April we earned a net profit of 1.5 million euros, the return on
equity increased above 15% and the cost-income ratio approached 50% level. The
increasing efficiency of the bank makes us even more attractive to investors.
The strong growth is driven from the trust of our customers and our flexibility:
as a domestic bank, we react quickly to changes in the market and take local
conditions into account. We see that from month to month more and more private
customers and entrepreneurs are finding their way to us. It can also be seen
that customers activity in using our everyday banking services is increasing. We
consider active clients to be customers who make at least four transactions in
two months."
More detailed quarterly reports of Coop Pank are available at:
https://www.cooppank.ee/en/financial-reports
Coop Pank, based on Estonian capital, is one of the five universal banks
operating in Estonia. The number of clients using Coop Pank for their daily
banking reached 125,400. Coop Pank aims to put the synergy generated by the
interaction of retail business and banking to good use and to bring everyday
banking services closer to people's homes. The strategic shareholder of the bank
is the domestic retail chain Coop Eesti, comprising of 330 stores.
Additional information:
Paavo Truu
CFO
E-mail: [email protected] (mailto:[email protected])