Market announcement

AS Inbank

LEI code

2138005M92IEIQVEL297

Size of the entity

Large group

Economic activities

Financial and Insurance Activities

Industry sector(s)

Credit institution

Country of registered office

Estonia

General information

This announcement has been corrected.

Corrected version

Update: Inbank Audited Annual Report for 2021

Categories

Annual financial report

Unique data record identifier

9386

Submission date and time

08.03.2022 08:00:00

Content of announcement in Estonian

Title

Inbanki 2021. aasta auditeeritud aastaaruanne

Message

AS-i Inbank (Inbank) 2021. aasta konsolideeritud majandusaasta aruanne on
lisatud sellele teatele ja avaldatakse ka Inbanki kodulehel aadressil
https://inbank.ee/investor/aruanded.

  * Inbanki 2021. aasta puhaskasum oli 11 miljonit eurot, mis on 86% rohkem kui
    eelmisel aastal. Aastane omakapitali tootlus oli 15,6%.
  * Laenuportfell kasvas 2020. aastaga võrreldes 50% ja ulatus 605 miljoni
    euroni. Hoiuseportfell kasvas 58% ja ulatus aasta lõpu seisuga 618 miljoni
    euroni.
  * 2021. aasta müügimaht oli kokku 498 miljonit eurot. Eelmise aastaga
    võrreldes kasvas see 66%. Peamine müügikasv tuli järelmaksu valdkonnast,
    mille mahud olid ligi 359 miljonit eurot ehk 74% rohkem kui aasta varem.
    Turgudest kasvas oodatult kõige kiiremini Poola, mille müügimahud kasvasid
    150% ehk 230 miljoni euroni.
  * 2021. aasta lõpus oli Inbankil 804 000 aktiivset kliendilepingut ja enam kui
    4600 aktiivset partnerit.

Olulisemad finantsnäitajad seisuga 31.12.2021

Bilansimaht 787,0 miljonit eurot
Laenuportfell 604,8 miljonit eurot
Hoiuseportfell 617,9 miljonit eurot
Omakapital 79,0 miljonit eurot
Puhaskasum 11,0 miljonit eurot
Omakapitali puhastootlikkus 15,6%

Inbank on tarbimisfinantseerimisele keskendunud digitaalne pank, mis tegutseb
Balti riikides, Poolas ja Tshehhis ning kaasab hoiuseid ka Saksamaal, Austrias,
Hollandis ja Soomes. Inbankil on enam kui 4600 aktiivset koostööpartnerit ja
804 000 aktiivset kliendilepingut. Inbanki võlakirjad on noteeritud Nasdaq
Tallinna börsi Balti võlakirjade nimekirjas.

Lisainfo:

Merit Arva
Inbank AS
kommunikatsioonijuht
[email protected]
+372 553 3550

Content of announcement in English

Title

Inbank Audited Annual Report for 2021

Message

AS Inbank (Inbank) consolidated annual report 2021 has been enclosed to the
announcement and will be made available on Inbank's website at
https://inbank.ee/en/investor/reports/.

  * In 2021 Inbank earned a net profit of 11.0 million euros which is 86% more
    than the year before. The annual return on equity was 15.6%.
  * Inbank's loan portfolio increased by 50% annually reaching 605 million
    euros. At the same time, the deposit portfolio grew 58%, reaching 618
    million euros at year-end.
  * Total sales for 2021 was 498 million euros showing an increase of 66%
    compared to 2020. Growth was driven by sales finance, which amounted to
    almost 359 million euros or 74% more than a year earlier. Of the markets,
    Poland grew the fastest as expected, with sales volumes increasing 150% to
    230 million euros.
  * By the end of 2021, Inbank had 804,000 active contracts and more than 4600
    active partners.

Key financial indicators 31 December 2021

Total assets EUR 787.0 million
Loan portfolio  EUR 604.8 million
Deposit portfolio EUR 617.9 million
Total equity EUR 79.0 million
Net profit EUR 11.0 million
Return on equity 15.6%

Inbank is a consumer finance focused digital bank active in the Baltics, Poland,
and the Czechia with additional deposits accepted in Germany, Austria, the
Netherlands and Finland. Inbank has over 4,600 active partners and 804,000
active contracts. Inbank bonds are listed on the Nasdaq Baltic Stock Exchange.


Additional information:

Merit Arva
Inbank AS
Head of Communications
[email protected]
+372 553 3550