Market announcement
Coop Pank AS
LEI code
549300EHNXQVOI120S55
Size of the entity
Large group
Economic activities
Financial and Insurance Activities
Industry sector(s)
Credit institution
Country of registered office
Estonia
General information
Categories
Other corporate action
Unique data record identifier
9316
Attachments
Submission date and time
11.02.2022 08:00:00
Content of announcement in Estonian
Title
Coop Pank AS 2022. aasta jaanuari tulemused
Message
Coop Panga 2022. aasta jaanuari majandustulemused:
* Panga klientide arv kasvas jaanuaris 3000 võrra ja ulatus kuu lõpuks
117 600-ni. Aastaga on kliendibaas kasvanud 32%.
* Panga klientide hoiuste maht kasvas jaanuaris 27 miljoni euro võrra ulatudes
kuu lõpu seisuga 1,13 miljardi euroni. Äriklientide hoiused kasvasid 26
miljonit ja eraklientide hoiused 5 miljonit eurot. Rahvusvahelistelt
platvormidelt kaasatud hoiuste maht kahanes 4 miljoni euro võrra. Aastaga on
panga hoiuste maht kasvanud 46%.
* Panga laenuportfell kasvas jaanuaris 16 miljoni euro võrra ja jõudis kuu
lõpu seisuga 970 miljoni euroni. Kodulaenud kasvasid 9 miljonit eurot,
ärilaenud 5 miljonit eurot, liising 3 miljonit eurot ja
tarbimisfinantseerimine kasvas 0,2 miljonit eurot. Aastaga on panga
laenuportfell kasvanud 43%.
* Jaanuaris tehti laenude allahindluseid 0,2 miljoni euro ulatuses.
* Võrreldes möödunud aasta esimese kuuga on käesoleval aastal sama ajaga panga
netotulud kasvanud 27% ja tegevuskulud 23%.
* Pank teenis jaanuaris 1,5 miljonit eurot puhaskasumit, mida on 39% rohkem
kui aasta tagasi samal perioodil.
* Panga omakapitali tootlus oli jaanuaris 15,6%, kulu-tulu suhe 52,8%.
Coop Panga juhatuse esimehe Margus Rinki kommentaar:
?Kui varasemalt oleme näinud, et eraisikud ja ärid alustavad aastat rahulikult
ning tehinguid sõlmitakse aasta esimesel kuul pigem vähe, siis tänavune jaanuar
oli sellest erinev ja üllatas klientide suure aktiivsusega.
Kohalikud ettevõtted ja eraisikud olid jaanuaris aktiivsed nii taotluste
esitamisel kui ka tehingute sõlmimisel. See tõi kaasa aasta alguse kohta suure
ärimahtude kasvu. Lisaks hoiuste ja laenuportfelli olulisele suurenemisele
liitus meiega jaanuaris ka 3000 uut klienti, mis on meie kõigi aegade rekord.
See kõik päädis väga korraliku kuukasumiga: 1,5 miljonit eurot, mis on 39% parem
tulemus kui oli aasta tagasi."
Coop Panga põhjalikumad kvartaliaruanded on leitavad aadressil:
https://www.cooppank.ee/finantsaruanded
Eesti kapitalil põhinev Coop Pank on üks viiest Eestis tegutsevast
universaalpangast. Pangal on 117 600 igapäevapanganduse klienti. Coop Pank
kasutab jaekaubanduse ja panganduse vahel tekkivat sünergiat ning toob
igapäevased pangateenused kodule lähemale. Panga strateegiline omanik on
kodumaine kaubanduskett Coop Eesti, mille müügivõrgustikku kuulub 330 kauplust.
Lisainfo:
Margus Rink
Juhatuse esimees
E-post: [email protected]
Content of announcement in English
Title
Coop Pank AS results for January 2022
Message
Coop Pank's financial results in January 2022:
* In January, number of the bank's clients increased by 3000 and reached
117,600 by the end of the month. Over the year, customer base has grown by
32%.
* Volume of the bank's customer deposits increased by 27 million euros,
reaching 1.13 billion euros by the end of month. Deposits of corporate
customers increased by 26 million and deposits of private customers by 5
million euros. The volume of deposits attracted from international platforms
decreased by 4 million euros. Over the year, volume of bank deposits has
grown by 46%.
* The bank's loan portfolio increased by 16 million euros over the month and
reached 970 million euros by the end of January. Home loans increased by 9
million euros, business loans by 5 million euros, leasing by 3 million
euros, consumer financing by 0.2 million euros. Over the year, loan
portfolio has grown by 43%.
* In January, the loan impairment cost was 0.2 million euros.
* Compared to the first month of last year, the bank's net income has
increased by 27% and expenses by 23% during the same period this year.
* The bank earned net profit of 1.5 million euros in January, that is 39% more
than in the same period last year.
* In January, Coop Pank's return on equity was 15.6% and the cost-income ratio
was 52.8%.
Comment by Margus Rink, Chairman of the Management Board of Coop Pank:
"If in the past we have seen that individuals and businesses start the year
calmly and there are rather few transactions in the first month of the year,
then this January was different and surprised with the customers high activity.
In January, local businesses and individuals were active in both submitting
applications and signing contracts. This led to large increase in business
volumes at the beginning of the year. In addition to the significant increase in
the deposit and loan portfolio, 3,000 new customers joined us in January, which
is record of all-time. It all resulted with a very decent monthly profit: EUR
1.5 million, which is 39% better than a year ago."
More detailed quarterly reports of Coop Pank are available at:
https://www.cooppank.ee/en/financial-reports
Coop Pank, based on Estonian capital, is one of the five universal banks
operating in Estonia. The number of clients using Coop Pank for their daily
banking reached 117,600. Coop Pank aims to put the synergy generated by the
interaction of retail business and banking to good use and to bring everyday
banking services closer to people's homes. The strategic shareholder of the bank
is the domestic retail chain Coop Eesti, comprising of 330 stores.
Additional information:
Margus Rink
CEO
E-mail: [email protected]