Market announcement
Coop Pank AS
LEI code
549300EHNXQVOI120S55
Size of the entity
Large group
Economic activities
Financial and Insurance Activities
Industry sector(s)
Credit institution
Country of registered office
Estonia
General information
Categories
Other corporate action
Unique data record identifier
9210
Attachments
Submission date and time
10.12.2021 08:00:00
Content of announcement in Estonian
Title
Coop Pank AS 2021. aasta novembri tulemused
Message
Coop Panga 2021. aasta novembri majandustulemused:
* Panga klientide arv kasvas novembris 2400 võrra ja ulatus kuu lõpuks
112 400-ni. Aastaga on kliendibaas kasvanud 34%.
* Panga klientide hoiuste maht kasvas novembris 9 miljoni euro võrra ulatudes
kuu lõpu seisuga 1,06 miljardi euroni. Äriklientide hoiused kasvasid 10
miljonit ja eraklientide hoiused 5 miljonit eurot. Rahvusvahelistelt
platvormidelt kaasatud hoiuste maht vähenes 6 miljonit eurot. Aastaga on
panga hoiuste maht kasvanud 42%.
* Panga laenuportfell kasvas novembris 45 miljoni euro võrra ja jõudis kuu
lõpu seisuga 914 miljoni euroni. Ärilaenud kasvasid 33 miljonit eurot,
kodulaenud 9 miljonit eurot, tarbimisfinantseerimine 1 miljon eurot ja
liising 2 miljon eurot. Aastaga on panga laenuportfell kasvanud 42%.
* Novembris tehti laenude allahindluseid 0,4 miljoni euro ulatuses.
* Võrreldes möödunud aasta üheteistkümne esimese kuuga on käesoleval aastal
sama ajaga panga netotulud kasvanud 27% ja tegevuskulud 21%.
* Pank teenis novembris 1 miljon eurot puhaskasumit, aasta üheteistkümne
esimese kuuga on pank teeninud 12,5 miljonit eurot puhaskasumit, mida on
100% ehk kaks korda rohkem kui aasta tagasi samal perioodil.
* Panga omakapitalitootlus oli novembris 11,5%, kulu-tulu suhe 58,5%.
Coop Panga juhatuse esimehe Margus Rinki kommentaar:
?Meie kliendibaas kasvab kuust kuusse ja üha rohkem eestimaalasi ning ärisid on
kasutamas Coop Panka põhipangana. Tugev ja kohalikul rahal põhinev hoiuste
portfell annab meile võimaluse kasvatada laenuportfelli, mis näitas möödunud
kuul läbi aegade suurimat kasvu suurenedes 45 miljoni euro võrra.
Eriti tugevalt paistis novembris silma meie ärilaenude portfelli kasv. See
näitab, et oleme kohalikele ettevõtjatele arvestatav finantspartner ja anname
nende kasvu finantseerimisega oma panuse kogu Eesti ettevõtluse arengusse.
Välja antud laenude suure mahu tõttu moodustasime novembris ka suuremaid
allahindlusreserve, millel oli oluline mõju meie kuisele puhaskasumile."
Coop Panga põhjalikumad kvartaliaruanded on leitavad aadressil:
https://www.cooppank.ee/finantsaruanded
Eesti kapitalil põhinev Coop Pank on üks viiest Eestis tegutsevast
universaalpangast. Pangal on 112 400 igapäevapanganduse klienti. Coop Pank
kasutab jaekaubanduse ja panganduse vahel tekkivat sünergiat ning toob
igapäevased pangateenused kodule lähemale. Panga strateegiline omanik on
kodumaine kaubanduskett Coop Eesti, mille müügivõrgustikku kuulub 330 kauplust.
Lisainfo:
Kerli Lõhmus
Finantsjuht
Telefon: +372 669 0902
E-post: [email protected]
Content of announcement in English
Title
Coop Pank AS results for November 2021
Message
Coop Pank's financial results in November 2021:
* In November, number of the bank's clients increased by 2,400 and reached
112,400 by the end of the month. Over the year, customer base has grown by
34%.
* Volume of the bank's customer deposits increased by 9 million euros,
reaching 1.06 billion euros by the end of month. Deposits of corporate
customers increased by 10 million and deposits of private customers by 5
million euros. The volume of deposits attracted from international platforms
decreased by 6 million euros. Over the year, volume of bank deposits has
grown by 42%.
* The bank's loan portfolio increased by 45 million euros over the month and
reached 914 million euros by the end of November. Business loans increased
by 33 million euros, home loans by 9 million euros, consumer financing 1
million euros and leasing by 2 million euros. Over the year, loan portfolio
has grown by 42%.
* In November, the loan impairment cost was 0.4 million euros.
* Compared to the first eleven months of last year, the bank's net income has
increased by 27% and expenses by 21% during the same period this year.
* The bank earned net profit of 1 million euros in November, in the first
eleven months of the year the bank has earned 12.5 million euros, that is
100% more than in the same period last year.
* In November, Coop Pank's return on equity was 11.5%, the cost-income ratio
was 58.5%.
Comment by Margus Rink, Chairman of the Management Board of Coop Pank:
"Our customer base is growing from month to month and more and more Estonians
and businesses are using Coop Pank as their main financial partner. A strong
deposit portfolio based on local money gives us the opportunity to grow our loan
portfolio, which showed in November the largest monthly growth over the time,
increasing by 45 million euros.
In November, particularly stood out the growth of our business loan portfolio.
This shows that we are a considerable financial partner for local entrepreneurs,
and we contribute to the development of Estonian business by financing their
growth.
Due to the large volume of issued loans, we also formed larger impairment cost
reserves, which had a significant impact on our monthly net profit in November."
More detailed quarterly reports of Coop Pank are available at:
https://www.cooppank.ee/en/financial-reports
Coop Pank, based on Estonian capital, is one of the five universal banks
operating in Estonia. The number of clients using Coop Pank for their daily
banking reached 112,400. Coop Pank aims to put the synergy generated by the
interaction of retail business and banking to good use and to bring everyday
banking services closer to people's homes. The strategic shareholder of the bank
is the domestic retail chain Coop Eesti, comprising of 330 stores.
Additional information:
Kerli Lõhmus
CFO
Phone: +372 669 0902
E-mail: [email protected]