Market announcement
Coop Pank AS
LEI code
549300EHNXQVOI120S55
Size of the entity
Large group
Economic activities
Financial and Insurance Activities
Industry sector(s)
Credit institution
Country of registered office
Estonia
General information
Categories
Other corporate action
Unique data record identifier
9164
Attachments
Submission date and time
11.11.2021 08:00:00
Content of announcement in Estonian
Title
Coop Pank AS 2021. aasta oktoobri tulemused
Message
Coop Panga 2021. aasta oktoobri majandustulemused:
* Panga klientide arv kasvas oktoobris 2500 võrra ja ulatus kuu lõpuks
110 000-ni. Aastaga on kliendibaas kasvanud 34%.
* Panga klientide hoiuste maht kasvas oktoobris 65 miljoni euro võrra ulatudes
kuu lõpu seisuga 1,05 miljardi euroni. Äriklientide hoiused kasvasid 69
miljonit ja eraklientide hoiused 2 miljonit. Rahvusvahelistelt platvormidelt
kaasatud hoiuste maht vähenes 6 miljonit eurot. Aastaga on panga hoiuste
maht kasvanud 40%.
* Panga laenuportfell kasvas oktoobris 15 miljoni euro võrra ja jõudis kuu
lõpu seisuga 869 miljoni euroni. Ärilaenud kasvasid 4 miljonit eurot,
kodulaenud 8 miljonit eurot, tarbimisfinantseerimine 0,5 miljonit eurot ja
liising 3 miljon eurot. Aastaga on panga laenuportfell kasvanud 39%.
* Oktoobris tehti laenude allahindluseid 0,1 miljoni euro ulatuses.
* Võrreldes möödunud aasta kümne esimese kuuga on käesoleval aastal sama
ajaga panga netotulud kasvanud 26% ja tegevuskulud 20%.
* Pank teenis oktoobris 1,3 miljon eurot puhaskasumit, aasta kümne esimese
kuuga on pank teeninud 11,4 miljonit eurot puhaskasumit, mida on 105% rohkem
kui aasta tagasi samal perioodil.
* Panga omakapitalitootlus oli oktoobris 13,5%, kulu-tulu suhe 57,7%.
Coop Panga juhatuse esimehe Margus Rinki kommentaar:
?Koroonapiirangute mõju Eesti majandusele on olnud mõõdukas ja seda näitavad ka
meie oktoobrikuu majandustulemused: kõigi finantseerivate äriliinide portfellid
jätkasid ka oktoobris kasvutrendil. Laenuportfellide kasvu kõrval nägime
möödunud kuul jätkuvalt head kasvu ka ärikliendi hoiuste portfellis, mis
suurenes 69 miljoni euro võrra. Aastaga on Coop Panga hoiuste portfell kasvanud
40% ja ulatus oktoobri lõpu seisuga esmakordselt üle 1 miljardi euro."
Coop Panga põhjalikumad kvartaliaruanded on leitavad aadressil:
https://www.cooppank.ee/finantsaruanded
Eesti kapitalil põhinev Coop Pank on üks viiest Eestis tegutsevast
universaalpangast. Pangal on 110 000 igapäevapanganduse klienti. Coop Pank
kasutab jaekaubanduse ja panganduse vahel tekkivat sünergiat ning toob
igapäevased pangateenused kodule lähemale. Panga strateegiline omanik on
kodumaine kaubanduskett Coop Eesti, mille müügivõrgustikku kuulub 330 kauplust.
Lisainfo:
Kerli Lõhmus
Finantsjuht
Telefon: +372 669 0902
E-post: [email protected]
Content of announcement in English
Title
Coop Pank AS results for October 2021
Message
Coop Pank's financial results in October 2021:
* In October, number of the bank's clients increased by 2,500 and reached
110,000 by the end of the month. Over the year, customer base has grown by
34%.
* Volume of the bank's customer deposits increased by 65 million euros,
reaching 1.05 billion euros by the end of month. Deposits of corporate
customers increased by 69 million and deposits of private customers by 2
million. The volume of deposits attracted from international platforms
decreased by 6 million euros. Over the year, volume of bank deposits has
grown by 40%.
* The bank's loan portfolio increased by 15 million euros over the month and
reached 869 million euros by the end of October. Business loans increased by
4 million euros, home loans by 8 million euros, consumer financing 0.5
million euros and leasing by 3 million euros. Over the year, loan portfolio
has grown by 39%.
* In October, the impairment cost was 0.1 million euros.
* Compared to the first ten months of last year, the bank's net income has
increased by 26% and expenses by 20% during the same period this year.
* The bank earned net profit of 1.3 million euros in October, in the first ten
months of the year the bank has earned 11,4 million euros, that is 105% more
than in the same period last year.
* In October, Coop Pank's return on equity was 13.5%, the cost-income ratio
was 57.7%.
Comment by Margus Rink, Chairman of the Management Board of Coop Pank:
"The impact of the corona restrictions on the Estonian economy has been
moderate, this is also shown by our financial results: in October, the
portfolios of all financing business lines continued to grow. In addition to the
growth of loan portfolios, last month we also saw good growth in the corporate
deposit portfolio, which increased by 69 million euros. Over the year, Coop
Pank's deposit portfolio has grown by 40% and by the end of October it reached
for the first time more than 1 billion euros."
More detailed quarterly reports of Coop Pank are available at:
https://www.cooppank.ee/en/financial-reports
Coop Pank, based on Estonian capital, is one of the five universal banks
operating in Estonia. The number of clients using Coop Pank for their daily
banking reached 110,000. Coop Pank aims to put the synergy generated by the
interaction of retail business and banking to good use and to bring everyday
banking services closer to people's homes. The strategic shareholder of the bank
is the domestic retail chain Coop Eesti, comprising of 330 stores.
Additional information:
Kerli Lõhmus
CFO
Phone: +372 669 0902
E-mail: [email protected]