Market announcement
Coop Pank AS
LEI code
549300EHNXQVOI120S55
Size of the entity
Large group
Economic activities
Financial and Insurance Activities
Industry sector(s)
Credit institution
Country of registered office
Estonia
General information
Categories
Other corporate action
Unique data record identifier
8803
Attachments
Submission date and time
12.05.2021 08:00:00
Content of announcement in Estonian
Title
Coop Pank AS 2021. aasta aprilli tulemused
Message
Coop Panga 2021. aasta aprilli majandustulemused:
* Panga klientide arv kasvas aprillis 2600 võrra ja ulatus kuu lõpuks 95 800-
ni. Aastaga on kliendibaas kasvanud 35%.
* Panga klientide hoiuste maht kasvas aprillis 41 miljoni euro võrra ulatudes
aprilli lõpu seisuga 890 miljoni euroni. Äriklientide hoiused kasvasid 44
miljonit ja eraklientide hoiused 6 miljonit ning rahvusvahelistelt
platvormidelt kaasatud hoiuste maht kahanes 9 miljonit eurot. Aastaga on
panga hoiuste maht kasvanud 61%.
* Panga laenuportfell kasvas aprillis 14 miljoni euro võrra ja jõudis kuu lõpu
seisuga 709 miljoni euroni. Aastaga on panga laenuportfell kasvanud 37%.
* Võrreldes möödunud aasta nelja esimese kuuga on käesoleval aastal sama ajaga
panga netotulud kasvanud 25% ja tegevuskulud 19%.
* Pank teenis aprillis 864 tuhat eurot puhaskasumit, aasta nelja esimese kuuga
on pank teeninud 111% rohkem kasumit kui samal perioodil eelmisel aastal.
Coop Panga juhatuse esimehe Margus Rinki kommentaar:
?Coop Panga klientide arv kasvas aprillis rekordilises tempos, tänu millele
suurenes hoogsalt ka hoiuste portfell, mis tõstis panga bilansimahu esimest
korda üle 1 miljardi piiri.
Kuigi aasta alguses oli turul oli tunda jahtumist ja nõudlus laenude järele oli
tagasihoidlik, näeme, et olukord paraneb ja meie laenu uusmüügi mahud on kuust
kuusse kasvanud.
Coop Panga omakapitali tootlus oli aprillis 10,4%, kulu-tulu suhe 59,1% ning
pank on hästi kapitaliseeritud.
Aprillis tõime turule uuendatud erakliendi igapäevapanganduse pakkumise. Meie
eesmärk on teha pangaga liitumine lihtsaks ja mugavaks - meie kliendid saavad
nüüdsest valida kolme paketi vahel, millest esimene on kuutasuta ja sisaldab
piiramatus mahus tasuta makseid. Täiendavalt lisasime kõigile eraisiku deebet-
ja krediitkaartidele tasuta ostukindlustuse ning muutsime peamisi pangateenuseid
hõlmava Rahnu paketi uuele keskeale ehk 55 aastastele ja vanematele tasuta
kättesaadavaks."
Coop Panga põhjalikumad kvartaliaruanded on leitavad aadressil:
https://www.cooppank.ee/finantsaruanded
Eesti kapitalil põhinev Coop Pank on üks viiest Eestis tegutsevast
universaalpangast. Pangal on 95 800 igapäevapanganduse klienti. Coop Pank
kasutab jaekaubanduse ja panganduse vahel tekkivat sünergiat ning toob
igapäevased pangateenused kodule lähemale. Panga strateegiline omanik on
kodumaine kaubanduskett Coop Eesti, mille müügivõrgustikku kuulub 330 kauplust.
Lisainfo:
Kerli Lõhmus
Finantsjuht
Telefon: +372 669 0902
E-post: [email protected]
Content of announcement in English
Title
Coop Pank AS results for April 2021
Message
Coop Pank's financial results in April 2021:
* In April, number of the bank's clients increased by 2,600 and reached
95,800 by the end of the month. Over the year, customer base has grown by
35%.
* Volume of the bank's customer deposits increased by 41 million euros,
reaching 890 million euros by the end of month. Deposits of corporate
customers increased by 44 million and deposits of private customers by 6
million, and the volume of deposits attracted from international platforms
decreased by 9 million euros. Over the year, volume of bank deposits has
grown by 61%.
* The bank's loan portfolio increased by 14 million euros over the month and
reached 709 million euros by the end of April. Over the year, loan portfolio
has grown by 37%.
* Compared to the first four months of last year, the bank's net income has
increased by 25% and expenses by 19% during the same period this year.
* The bank earned net profit of 864 thousand euros in April, in the first four
months of the year the bank has earned 111% more profit than in the same
period last year.
Comment by Margus Rink, Chairman of the Management Board of Coop Pank:
"In April, the number of Coop Pank's customers grew at a record pace, thanks to
which the deposit portfolio also grew rapidly, raising the bank's balance sheet
total to over 1 billion for the first time.
Although the market was cooling at the beginning of the year and the demand for
loans was modest, we can see that the situation is improving, and the new sales
volumes of our loans have increased from month to month.
In April, Coop Pank's return on equity was 10.4%, the cost-income ratio was
59.1% and the bank is well capitalized.
In April, we launched an updated daily banking offer for private customers. Our
goal is to make joining the bank easy and convenient - from now on, our
customers can choose between three packages, one of them is free of charge and
includes unlimited free payments. In addition, we added free purchase insurance
to all private debit and credit cards and we changed Rahn package, which covers
basic banking services, free of charge for the new middle age, ie 55 years and
older."
More detailed quarterly reports of Coop Pank are available at:
https://www.cooppank.ee/en/financial-reports
Coop Pank, based on Estonian capital, is one of the five universal banks
operating in Estonia. The number of clients using Coop Pank for their daily
banking reached 95,800. Coop Pank aims to put the synergy generated by the
interaction of retail business and banking to good use and to bring everyday
banking services closer to people's homes. The strategic shareholder of the bank
is the domestic retail chain Coop Eesti, comprising of 330 stores.
Additional information:
Kerli Lõhmus
CFO
Phone: +372 669 0902
E-mail: [email protected]