Market announcement
AS LHV Group
LEI code
529900JG015JC10LED24
Size of the entity
Large group
Economic activities
Financial and Insurance Activities
Industry sector(s)
Credit institution
Country of registered office
Estonia
General information
Categories
Other corporate action
Unique data record identifier
8795
Attachments
Submission date and time
11.05.2021 08:00:00
Content of announcement in Estonian
Title
LHV Groupi tulemused aprillis 2021
Message
LHV Groupi konsolideeritud puhaskasum ulatus aprillis 4,2 miljoni euroni. LHV Pank teenis kuuga 4,3 miljonit puhaskasumit, seal hulgas 0,5 miljonit Ühendkuningriigi filiaaliga seotud klientide teenindamisest. LHV Varahalduse puhaskasum oli aprillis 0,2 miljonit eurot. Panga klientide arv kasvas aprillis 4300 võrra. Klientide aktiivsus oli hea ning eriti suurt aktiivsust on märgata kodulaenude taotlemisel. LHV laenuportfell kasvas kuuga 16,5 miljoni euro võrra, millest pool tulenes eluasemelaenudest. Hoiuseplatvormide hoiuste vähenemisest tulenevalt vähenes hoiuste maht kokku 33 miljoni euro võrra, samal ajal kui nii finantsvahendajate kui ka eraklientide hoiused kasvasid. Aprillis tõi LHV Finance turule refinantseerimislaenu, mis võimaldab klientidel mugavalt liita mitu tarbimislaenu üheks laenuks. Uuringufirma Kantar Emori NPS Benchmark soovitusindeksi uuringust selgus, et LHV internetipank on Eesti veebikeskkondade teeninduskogemuse edetabelis esikohal. LHV Varahalduse klientide arv aprillis vähenes peamiselt eelpensioni- ja pensioniealiste II sambast lahkumise tõttu, samas II sambast lahkumise aktiivsus on aprillis oluliselt langenud. Turgudel oli tegemist volatiilse kuuga, kuid LHV juhitud fondide maht kasvas rekordtasemele 1,6 miljardi euro piiri lähedale. LHV Kindlustus tegi aprillis ettevalmistusi kasko- ja liikluskindlustuse turule toomiseks ja kindlustustoodete aktiivse pakkumisega alustamiseks. 10. maist on saadaval nii LHV kodukindlustus, liikluskindlustus kui ka kaskokindlustus ning selts on valmis pakkuma tugevat alternatiivi seni valdavalt väliskapitali poolt hõivatud kindlustusturul. Lisagarantiide portfelli ja pangakaartide reisikindlustuse ülevõtmisega on LHV Kindlustuse klientide arv aprilli lõpuks kasvanud juba 128 tuhande kliendini. Ettevõtte kasumlikkus on kasvamas. Aprilli jäi ka LHV Groupi aktsiakapitali suurendamine seoses praeguste ja endiste töötajate optsiooniprogrammi realiseerimisega. Reitinguagentuur Moody's Investors Service kinnitas mai alguses varasemat LHV Panga investeerimisjärgu tasemel krediidireitingut Baa1, kuid muutis panga pikaajaliste hoiuste reitingu väljavaate positiivseks, varasema stabiilse väljavaate asemel. LHV finantsplaan püsib, kõik ärimahud on plaanitust veidi paremad. Puhaskasum edestab finantsplaani 1,7 miljoni euro võrra. Edu on tulnud peamiselt plaanitust parematest teenustasudest ning krediidiportfelli kvaliteedist. AS-i LHV Group aruanded on saadaval aadressil: https://investor.lhv.ee/aruanded (https://www.globenewswire.com/Tracker?data=4Es6D7bFWDGc0EL41fcIpzHMFINN6rDFG26x BAp9IdyKxmn85xSQyavw3W4ZKwj6wSEWvy- nYUfHJXAzzpOWJ26xEAkTlhZHrvyOilpmR6DfftJY5eyvqdEwRy_L9T74Lhw8vySTR11TKum749A7gDS Z_iSr04qzpSLLxczFEuG6805-wGANNpR4oG7zHEJbQf57KITUPFjlowfbBFrAocu7H- R56mx_O9sou_w6PsarpszL04VILc-2PBX7ASkh1E6Ik4XzY6frdJRCWda0v4- aaqrwaYSvMRQNhN9MG3ksk5H_xNGarCdKkC0XmoaQ). LHV Group on suurim kodumaine finantskontsern ja kapitali pakkuja Eestis. LHV Groupi peamised tütarettevõtted on LHV Pank, LHV Varahaldus ja LHV Kindlustus. LHV-s töötab üle 570 inimese. LHV pangateenuseid kasutab 279 000 klienti, LHV hallatavatel pensionifondidel on 175 000 aktiivset klienti ja LHV Kindlustusega on kaitstud 128 000 klienti. LHV Ühendkuningriigi filiaal pakub panganduse taristut enam kui 150 rahvusvahelisele finantsteenuste ettevõttele, mille kaudu jõuavad LHV makseteenused klientideni üle terve maailma. Priit Rum LHV kommunikatsioonijuht Telefon: 502 0786 E-post: [email protected] (mailto:[email protected])
Content of announcement in English
Title
LHV Group results in April 2021
Message
In April, the consolidated net profit of LHV Group reached EUR 4.2 million. Within the month, LHV Pank earned EUR 4.3 million in net profit, including EUR 0.5 million from servicing clients related to the United Kingdom branch. The net profit of LHV Varahaldus was EUR 0.2 million in April. The number of bank clients increased by 4,300 in April. Client activity was good, and we could see especially high activity in applications for home loans. Within the month, the LHV loan portfolio increased by EUR 16.5 million, half of which originated from housing loans. Due to the reduction of deposits of deposit platforms, the volume of deposits decreased by a total of EUR 33 million, while the deposits of financial intermediaries and private clients both increased. In April, LHV Finance introduced a refinancing loan to the market, which enables clients to comfortably join several consumer loans into a single loan. The NPS Benchmark recommendation index survey by the survey company Kantar Emor showed that LHV's internet bank holds first place on the leaderboard of service experience in Estonian online environments. The number of clients of LHV Varahaldus decreased in April, mainly due to people in early retirement and pensionable age leaving the II pillar, while the activity of leaving the II pillar has significantly decreased in April. On the markets, it was a volatile month, but the volume of funds managed by LHV increased to a record level of nearly EUR 1.6 billion. In April, LHV Kindlustus made preparations for introducing motor own damage insurance and motor third party liability insurance to the market, and for commencing the active offering of insurance products. From 10 May, LHV home insurance, motor third party liability insurance and motor own damage insurance are all available, and the insurance undertaking is ready to offer a strong alternative in the insurance market that has so far mainly been occupied by foreign capital. With taking over the additional warranty portfolio and the bank card travel insurance, the number of clients of LHV Kindlustus had already grown to 128,000 clients by the end of April. The profitability of the company is increasing. Increasing of the share capital of LHV Group in relation to realising the options programme of current and former employees also took place in April. In the beginning of May, the rating agency Moody's Investors Service affirmed LHV Pank's investment grade credit rating at Baa1, but changed the outlook of long-term deposit ratings from stable to positive. LHV's financial plan stands, all business volumes are slightly better than planned. The net profit is ahead of the financial plan by EUR 1.7 million. The success is mainly the result of better service fees and quality of the credit portfolio than expected. AS LHV Group reports are available at: https://investor.lhv.ee/en/reports/. LHV Group is the largest domestic financial group and capital provider in Estonia. LHV Group's key subsidiaries are LHV Pank, LHV Varahaldus, and LHV Kindlustus. LHV employs over 570 people. LHV's banking services are used by 279,000 clients, the pension funds managed by LHV have 175,000 active clients, and LHV Kindlustus protects a total of 128,000 clients. LHV's UK branch offers banking infrastructure to 150 international financial services companies, via which LHV's payment services reach clients around the world. Priit Rum LHV Communication Manager Phone: +372 502 0786 Email: [email protected] (mailto:[email protected])