Market announcement

AS Inbank

LEI code

2138005M92IEIQVEL297

Size of the entity

Large group

Economic activities

Financial and Insurance Activities

Industry sector(s)

Credit institution

Country of registered office

Estonia

General information

Categories

Other corporate action

Unique data record identifier

8307

Submission date and time

14.10.2020 08:01:00

Content of announcement in Estonian

Title

Inbank toob turule uue ajastu makseäpi ja -kaardi

Message

Inbank toob turule makseäpi ja -kaardi Inpay. Sellega siseneb pank Eestis
krediitkaartide turule.

Inbanki juhatuse esimehe Jan Andresoo sõnul ei ole Eestis pangakaartide turul
viimased kümme aastat midagi innovaatilist tehtud ja turgu on uuele ning
märkimisväärselt paremale tootele. ?Lähtusime sellest, et peamiselt kasutatakse
pangakaarte igapäevaste ostude tegemiseks ja nägime võimalust täita seda
turunishshi konkurentsivõimelise pakkumisega. Inpay makselahendus ongi kõige
kasulikum ja mugavam just ostlemiseks," ütles Andresoo.

Andresoo sõnul ei tähenda innovatsioon tingimata jalgratta leiutamist, vaid see
võib olla ka millegi lihtsustamine ja parema kasutajakogemuse loomine. ?Tänaseks
on selge, et rahakotivaba elu on uus normaalsus. Sellepärast alustasime Inpay
disainimist mobiiliäpi loomisest ja kaart on pigem nagu aksessuaar, mida
tänapäeval tingimata vaja polegi," rääkis Andresoo. Inpay kasutajatel on
võimalik teha limiidita viipemakseid Apple Pay rakendusega, mida saab kasutada
ka kõikides Apple'i nutiseadmetes.

Inpay annab esimesena Eestis kliendile ostudelt raha tagasi ehk cashback'i.
Lisaks tõi Inbank koos uue makselahendusega esimesena Eestis turule 14-grammise
metallkaardi, millel on ka viipemakse võimekus.

Uue makselahenduse kasutamiseks tuleb alla laadida Inpay äpp ning luua Inpay
konto, mis võtab aega vaid paar minutit. Virtuaalkaarti saab hakata kasutama
kohe, Mastercardi viipekaart saadetakse postiga koju 10 päeva jooksul. Inpayd
saavad kasutada kõikide pankade kliendid, selleks ei pea kodupanka vahetama.

Inbank on tarbimisfinantseerimisele keskendunud digitaalne pank, mis tegutseb
Balti riikides ja Poolas ning kaasab hoiuseid ka Saksamaal, Austrias ja
Hollandis. Inbankil on enam kui 3200 aktiivset koostööpartnerit ja 650 000
aktiivset kliendilepingut. Inbanki võlakirjad on noteeritud Nasdaq Tallinna
börsi Balti võlakirjade nimekirjas.

Lisainfo:

Merit Arva
Inbank AS
korporatiivkommunikatsiooni juht
[email protected]
+372 553 3550

Content of announcement in English

Title

Inbank launches new generation payment app and card

Message

Inbank announces the launch of Inpay, a new generation payment app and card.
With this, Inbank enters the credit card market in Estonia.

According to Jan Andresoo, Chairman of the Management Board at Inbank, nothing
innovative has been done in the Estonian cards market for the last ten years and
there is room for a new and significantly better product. 'Because bank cards
are mainly used for everyday purchases, we saw an opportunity to fill this niche
with a competitive offer. Inpay is the most rewarding and convenient payment
solution for everyday shopping,' said Andresoo.

Adding that innovation does not necessarily mean reinventing the wheel, it can
also mean simplifying something and creating a better user experience. 'Today,
it is clear that a wallet-free life is the new norm. That's why we started
designing Inpay by creating a mobile app first, and the card is more like an
accessory these days,' said Andresoo. Inpay users can make unlimited contactless
payments with Apple Pay, which can also be used on all Apple devices.

Moreover, Inpay is the first credit card in Estonia to give cashback from
purchases. Together with the new payment solution, Inbank is also the first bank
in Estonia to launch a 14-gram metal credit card with contactless functionality.

To use Inpay, you need to download the app and create an account, which only
takes a few minutes. The virtual card can be used immediately, the Mastercard
credit card will be sent to your home address by post within 10 days. Inpay can
be used by customers of all banks; there is no need to change your home bank.

Inbank is a consumer finance focused digital bank active in the Baltics and
Poland with additional deposits accepted in Germany, Austria and the
Netherlands. Inbank has over 3,200 active partners and 650,000 active contracts.
Inbank bonds are listed on the Nasdaq Baltic Stock Exchange.

Additional information:

Merit Arva
Inbank AS
Head of Corporate Communications
[email protected]
+372 553 3550