Market announcement

AS LHV Group

LEI code

529900JG015JC10LED24

Size of the entity

Large group

Economic activities

Financial and Insurance Activities

Industry sector(s)

Credit institution

Country of registered office

Estonia

General information

Categories

Other corporate action

Unique data record identifier

6543

Submission date and time

13.03.2018 08:00:00

Content of announcement in Estonian

Title

LHV Groupi 2018. aasta veebruari tulemused

Message

AS-i LHV Group konsolideeritud puhaskasumiks kujunes veebruaris 1,3 miljonit
eurot: suurematest üksustest teenis pank 0,8 ja varahaldus 0,5 miljonit eurot.
Grupi aktsionäride osa kasumist moodustas 1,2 miljonit eurot.

LHV Groupi juhataja Madis Toomsalu kommenteeris:
„Veebruar oli LHV jaoks keskpärane kuu. Panga klientide arv kasvas 1800 võrra,
mis lühemat kuud arvestades on hea tulemus. Samas mõjutasid grupi kasumit lisaks
lühemale kuule pensionifondide valitsemistasu alanemine 6% võrra ning panga
tavapärasest suuremad allahindlused, mis olid peamiselt seotud IFRSi
mudelipõhiste allahindluste muutustega. Varasemalt mainitule muudab IFRSi-põhine
arvestus allahindluste kajastamise senisest kõikuvamaks. Oluline on siiski, et
seejuures on LHV krediidiportfell tugev, põhjalikuma jälgimise all on vaid
üksikud kliendid.

LHV Pank on kiiresti kasvav, mistõttu suurendasime veebruaris panga
aktsiakapitali 10 miljoni euro võrra. Peamiselt on selle eesmärgiks
laenuportfellide kasvu toetamine. Veebruaris teavitasime avalikkust, et
Ühendkuningriigi Finantsjärelevalve amet andis LHV Pangale loa Ühendkuningriigis
filiaali avamiseks. Ühtlasi avaldasime veebruaris ka LHV 2018. aasta
finantsplaani ja 5 aasta prognoosi. Teistest olulistest sündmusest valis
Euromoney LHV privaatpanganduse Eesti parimaks.“

AS-i LHV Group aruanded on saadaval
aadressil: https://investor.lhv.ee/et/aruanded.

LHV Group on suurim kodumaine finantskontsern ja kapitali pakkuja Eestis. LHV
Groupi peamised tütarettevõtted on LHV Pank ja LHV Varahaldus. LHV-s töötab üle
360 inimest ja LHV pangateenuseid kasutab üle 135 000 kliendi. LHV hallatavatel
pensionifondidel on üle 176 000 aktiivse kliendi.

         Priit Rum
         LHV kommunikatsioonijuht
         Telefon: 502 0786
         E-post: [email protected]

Content of announcement in English

Title

LHV Group’s February results 2018

Message

In February, the consolidated net profit of LHV Group amounted to EUR 1.3
million: of the major units the Bank earned EUR 0.8 million and Asset Management
EUR 0.5 million. Net profit attributed to the group’s shareholders was EUR 1.2
million.

Comments by Madis Toomsalu, CEO of LHV Group:
" February was an average month for LHV. The number of bank customers grew by
1800, which, given the shorter months, is a good result. At the same time, the
group's profit in addition to the shorter month was affected by pension funds
management fees decrease of 6% and by above average credit impairments due to
changes in the model based impairment calculation according to IFRS. As said in
past the new IFRS impairment calculation is more volatile. It is important,
however, that LHV credit portfolio is strong, only some individual customers are
under more thorough monitoring.

LHV Pank is growing rapidly and because of that the bank's share capital was
increased by EUR 10 million in February. This is mainly aimed at supporting the
growth of credit portfolios. In February, we announced that the United Kingdom
Financial Supervision Authority granted LHV Bank permission to open a branch in
the United Kingdom. Also, LHV published its financial plan for 2018 and 5 year
financial forecast in February. From other important events, Euromoney voted LHV
Bank the best private banking service provider in Estonia.”

Reports of AS LHV Group are available at https://investor.lhv.ee/en/reports.

LHV Group is the largest domestic financial group and capital provider in
Estonia. LHV Group's key subsidiaries are AS LHV Pank and AS LHV Varahaldus. LHV
employs over 360 people and over 135,000 customers use LHV’s banking services.
Pension funds managed by LHV have over 176,000 active customers.

         Priit Rum
         Communication Manager
         Phone: +372 502 0786
         Email: [email protected]