Market announcement

AS Inbank

LEI code

2138005M92IEIQVEL297

Size of the entity

Large group

Economic activities

Financial and Insurance Activities

Industry sector(s)

Credit institution

Country of registered office

Estonia

General information

Categories

Other corporate action

Does the information contain personal data?

Yes

Is the data provided voluntary or not?

No

Original language of the information to be provided

Estonian

Is information covering a period?

No

The date to which the information relates

30.09.2026

Version

1

Unique data record identifier

19047

Submission date and time

30.09.2026 16:30:00

Content of announcement in Estonian

Title

Inbanki seisukoht UOKiK otsuse kohta Poolas

Message

AS Inbanki Poola filiaal on saanud Poola konkurentsi- ja tarbijakaitseametilt (UOKiK) 30. septembril 2026 otsuse, millega määrati pangale 4,6 miljoni Poola zloty (ligikaudu 1 miljoni euro) suurune trahv.

Otsus puudutab aastatel 2021-2023 sõlmitud teatud tarbijakrediidilepingute õiguslikku käsitlust. Inbank on olnud sellest ajast alates UOKiKiga dialoogis ning astunud samme ameti tähelepanekutega arvestamiseks, sealhulgas teinud muudatusi oma protsessides. 

Inbank suhtub UOKiKi tõstatatud küsimustesse tõsiselt, kuid ei nõustu kõikide ameti järeldustega ning kavatseb otsuse vaidlustada. UOKiKi otsus ei ole lõplik ega kuulu koheselt täitmisele ning Inbankil on selle edasikaebamiseks aega 30 päeva. 

Inbank peab oluliseks, et panga tegevus vastaks kehtivatele tarbijakaitsenõuetele. 

Inbank on Euroopa Liidu pangalitsentsiga finantstehnoloogia ettevõte, mis ühendab kaupmehi, tarbijaid ja finantsasutusi järgmise põlvkonna embedded finance platvormil. Koostöös enam kui 6200 kaupmehega on Inbankil 807 000+ aktiivset lepingut ja hoiuseid kogutakse seitsmes Euroopa riigis. Inbanki võlakirjad on noteeritud Nasdaq Tallinna börsil. 

Lisainfo:
Styv Solovjov
AS Inbank
investorsuhete juht
5645 9738
[email protected]

Merit Arva
Inbank AS
kommunikatsioonijuht
553 3550
[email protected]


Content of announcement in English

Title

Inbank’s response to UOKiK decision in Poland

Message

AS Inbank’s Polish branch has received a decision from the Polish Office of Competition and Consumer Protection (UOKiK), dated 30 September 2026, imposing a fine of PLN 4.6 million (approximately EUR 1.0 million).

The decision concerns legal treatment of certain consumer credit agreements between 2021 and 2023. Inbank has remained in dialogue with UOKiK since that time and has taken the authority’s observations into account, including by making changes to its relevant processes.

Inbank has taken the matters raised by UOKiK seriously but disagrees with some of the conclusions reached by the authority and is planning to appeal the decision. UOKiK’s decision is not final or immediately enforceable, and Inbank has 30 days to file an appeal.

Inbank remains committed to ensuring that its practices comply with applicable consumer protection requirements.

Inbank is a financial technology company with an EU banking license that connects merchants, consumers and financial institutions on its next generation embedded finance platform. Partnering with more than 6,200 merchants, Inbank has 807,000+ active contracts and collects deposits across 7 markets in Europe. Inbank bonds are listed on the Nasdaq Tallinn Stock Exchange.

Additional information:
Styv Solovjov
AS Inbank
Head of Investor Relations
+372 5645 9738
[email protected]

Merit Arva
AS Inbank
Head of Corporate Communications
+372 553 3550
[email protected]