Market announcement
Coop Pank AS
LEI code
549300EHNXQVOI120S55
Size of the entity
Large group
Economic activities
Financial and Insurance Activities
Industry sector(s)
Credit institution
Country of registered office
Estonia
General information
Categories
Other corporate action
Unique data record identifier
18709
Attachments
Submission date and time
10.06.2026 08:00:01
Content of announcement in Estonian
Title
Coop Pank AS 2026. aasta mai konsolideeritud tulemused
Message
Coop Panga 2026. aasta mai majandustulemused:
* Panga klientide arv kasvas mais 1700 võrra ja aktiivselt arveldavate
klientide arv kasvas 700 võrra. Kuu lõpuks ulatus klientide arv 234 500-ni
ja aktiivselt arveldavate klientide arv 111 100-ni. Aastaga on kliendibaas
kasvanud 9%.
* Panga klientide hoiuste maht kasvas mais 57 miljoni euro võrra, ulatudes kuu
lõpu seisuga 2,15 miljardi euroni. Äriklientide hoiused kasvasid 19 miljoni
euro võrra ja eraklientide hoiused kasvasid 1 miljoni euro võrra.
Rahvusvahelistelt platvormidelt kaasatud hoiuste maht kasvas 37 miljoni euro
võrra. Aastaga on panga hoiuste maht kasvanud 23%.
* Panga laenuportfell kasvas mais 41 miljoni euro võrra ja jõudis kuu lõpu
seisuga 2,22 miljardi euroni. Kodulaenude portfell kasvas 11 miljonit eurot,
ärilaenude portfell kasvas 26 miljonit eurot. Liisinguportfell kasvas 2
miljoni ja tarbimisfinantseerimise portfell 2 miljoni euro võrra. Aastaga on
panga laenuportfell kasvanud 17%.
* Mais tehti laenude allahindluseid 0,56 miljoni euro ulatuses.
* Võrreldes möödunud aasta viie kuuga on käesoleval aastal sama ajaga panga
netotulud kasvanud 10% ja tegevuskulud kasvanud 12%.
* Pank teenis mais 2,8 miljonit eurot puhaskasumit. Viie kuuga on pank
teeninud kokku 13,9 miljonit eurot puhaskasumit, mida on 14% rohkem kui
aasta tagasi samal perioodil.
* Panga omakapitali tootlus oli mais 13,9%, kulu-tulu suhe 47%.
Coop Panga finantsjuhi Paavo Truu kommentaar:
?Maikuus jätkus Coop Panga ärimahtude tugev kasv kõigis peamistes äriliinides.
Kodulaenuportfell suurenes 11 miljoni, ärilaenuportfell 26 miljoni,
liisinguportfell 2 miljoni ja tarbimisfinantseerimise portfell 2 miljoni euro
võrra. Laenuportfelli kõrval kasvas hoiuste maht 57 miljoni euro võrra.
Laenuportfelli kvaliteet püsis heal tasemel ning provisjonide kasv tulenes
suures osas uuest müügist ja portfelli suurenemisest.
Panga kasumlikkus püsib hea ja paraneb planeeritult eelmiste perioodidega
võrreldes. See tähendab, et ka kapitaliseeritus on tugev, võimaldades pangal
jätkata kasvu ning maksta dividende vastavalt kehtivale dividendipoliitikale.
Reitinguagentuur Moody's tõstis mais Coop Panga pikaajaliste hoiuste reitingu
tasemele Baa1 (seniselt Baa2 tasemelt) stabiilse väljavaatega, mis on kinnitus
selle kohta, et kasvu ja kasumlikkuse kõrval on ka riskid hästi juhitud ja pank
on aastatega muutunud üha usaldusväärsemaks.
Mais täitus aasta Kasuliku arvelduspaketi turuletoomisest. Selle aja jooksul
oleme ostupreemiana maksnud klientide kontodele tagasi üle poole miljoni euro.
See näitab, et kliendid kasutavad aktiivselt meie igapäevapanganduse teenuseid
ning väärtustavad lahendusi, mis pakuvad selget ja mõõdetavat kasu.
Kliendikogemuse arendamine on jätkuvalt üks panga strateegilisi prioriteete.
Juuni alguses tõime turule uue Piirideta paketi, mis on loodud aktiivse
eluviisiga klientide vajadusi silmas pidades."
Coop Panga kuu- ja kvartaliaruanded on leitavad aadressil:
https://www.cooppank.ee/finantsaruanded
Eesti kapitalil põhinev Coop Pank on üks viiest Eestis tegutsevast
universaalpangast. Pangal on 234 500 igapäevapanganduse klienti. Coop Pank
kasutab jaekaubanduse ja panganduse vahel tekkivat sünergiat ning toob
igapäevased pangateenused kodule lähemale. Panga strateegiline omanik on
kodumaine kaubanduskett Coop Eesti, mille müügivõrgustikku kuulub 320 kauplust.
Lisainfo:Paavo Truu
Finantsjuht
Telefon: 5160 231
E-post: [email protected] (mailto:[email protected])
Content of announcement in English
Title
Coop Pank AS consolidated results for May 2026
Message
Coop Pank's financial results in May 2026:
* In May, number of the bank's clients increased by 1,700 and number of active
clients increased by 700. By the end of the month number of clients reached
234,500 and number of active clients reached 111,100. Over the year,
customer base has grown by 9%.
* Volume of the bank's customer deposits increased by 57 million euros in May,
reaching 2.15 billion euros by the end of month. Deposits of corporate
customers increased by 19 million and deposits of private customers
increased by 1 million euros. The volume of deposits attracted from
international platforms increased by 37 million euros. Over the year, volume
of bank deposits increased by 23%.
* The bank's loan portfolio increased by 41 million euros over the month and
reached 2.22 billion euros by the end of May. The home loan portfolio
increased by 11 million euros, the corporate loan portfolio by 26 million
euros, the leasing portfolio by 2 million euros, and the consumer finance
portfolio by 2 million euros. Over the year, the bank's loan portfolio has
increased by 17%.
* In May, the loan impairment cost was 0.56 million euros.
* Compared to the first five months of last year, the bank's net income has
increased by 10% and expenses have increased by 12% during the same period
this year.
* The bank earned net profit of 2.8 million euros in May. During the first
five months of the year, the bank generated a net profit of 13.9 million
euros, representing an increase of 14% compared with the same period last
year.
* In May, Coop Pank's return on equity was 13.9% and the cost-income ratio was
47%.
Comment by Paavo Truu, CFO of Coop Pank:
"In May, Coop Pank continued to deliver strong growth in business volumes across
all key business lines. The home loan portfolio increased by EUR11 million, the
corporate loan portfolio by EUR26 million, the leasing portfolio by EUR2 million,
and the consumer finance portfolio by EUR2 million. Alongside the growth in the
loan portfolio, deposits increased by EUR57 million. Asset quality remained
strong, with the increase in loan loss provisions largely driven by new lending
and portfolio growth.
The bank's profitability remains strong and is improving in line with
expectations compared with previous periods. As a result, capitalisation remains
robust, enabling the bank to continue growing while paying dividends in
accordance with its dividend policy.
In May, Moody's upgraded Coop Pank's long-term deposit rating to Baa1 from Baa2,
with a stable outlook. This upgrade confirms that, alongside growth and
profitability, risks are being managed effectively and that the bank has become
increasingly reliable and resilient over the years.
May also marked the first anniversary of the launch of the Kasulik banking plan.
During this period, we have returned more than half a million euros to
customers' accounts in the form of purchase rewards. This demonstrates that
customers actively use our day-to-day banking services and value solutions that
provide clear and measurable benefits. Enhancing the customer experience remains
one of the bank's strategic priorities. At the beginning of June, we launched
the new Piirideta banking plan, tailored for customers with active lifestyles."
Monthly and quarterly reports of Coop Pank are available at:
https://www.cooppank.ee/en/financial-reports
Coop Pank, based on Estonian capital, is one of the five universal banks
operating in Estonia. The number of clients using Coop Pank for their daily
banking reached 234,500. Coop Pank aims to put the synergy generated by the
interaction of retail business and banking to good use and to bring everyday
banking services closer to people's homes. The strategic shareholder of the bank
is the domestic retail chain Coop Eesti, comprising of 320 stores.
Additional information:
Paavo Truu
CFO
Phone: +372 5160 231
E-mail: [email protected] (mailto:[email protected])