Market announcement

AS Inbank

LEI code

2138005M92IEIQVEL297

Size of the entity

Large group

Economic activities

Financial and Insurance Activities

Industry sector(s)

Credit institution

Country of registered office

Estonia

General information

Categories

Other corporate action

Unique data record identifier

17946

Submission date and time

12.11.2025 08:30:00

Content of announcement in Estonian

Title

Inbank omandas autode täisteenusrendi ettevõtte Mobire Group

Message

AS Inbanki tütarettevõte AS Inbank Holdings sõlmis lepingu, millega omandatakse
33% lisaosalus autode täisteenusrendi ettevõttes Mobire Group OÜ. Kuna varem
kuulus Inbankile juba 67% Mobire Groupist, saab Inbank tehingu tulemusel
ettevõtte ainuomanikuks.

Kommenteerib Inbanki juhatuse liige Margus Kastein:

?Autode täisteenusrent on kasumlik ja kiiresti kasvav ärisegment Inbanki
koduturgudel Balti riikides. Kuna finantseerimine on Mobire ärimudeli oluline
komponent, siis sobib see investeering hästi Inbanki pikaajalise strateegiaga
ning tugevdab meie positsiooni autode finantseerimise valdkonnas."

Mobire jätkab Balti riikides tegutsemist iseseisvalt senise juhtimisstruktuuri
ja kaubamärgi all. Ettevõtet juhib edasi Andrus Valma, tegevjuht ja juhatuse
liige.

Kommenteerib Mobire Groupi tegevjuht Andrus Valma:

?Mobire on kasvanud Balti riikide juhtivaks täisteenusrendi pakkujaks tänu meie
pühendunud meeskonnale ning partnerite ja klientide usaldusele. Tänane tehing
tähistab olulist verstaposti meie kasvuteekonnal. Usume, et täisteenusrent on
autosektori tulevik, ning koos Inbankiga suurendame oma turuosa ja viime auto
rentimise paindlikud võimalused veelgi rohkemate inimesteni."

Poolte kokkuleppel tehingu hinda ei avalikustata. Tehingu lõpuleviimiseks läheb
vaja Eesti ja Leedu konkurentsiametite lube, mis eeldatavasti saadakse 2026.
aasta esimeses kvartalis.

Mobire Group tegutseb Eestis, Lätis ja Leedus, pakkudes täisteenusrendi
lahendusi nii eraklientidele kui ka ettevõtetele. Ettevõte haldab enam kui 4800
sõidukist koosnevat autoparki ning ettevõtte konsolideeritud käive oli 2024.
aastal 47,4 miljonit eurot.

Inbank on Euroopa Liidu pangalitsentsiga finantstehnoloogia ettevõte, mis
ühendab kaupmehi, tarbijaid ja finantsasutusi järgmise põlvkonna embedded
finance platvormil. Koostöös enam kui 5900 kaupmehega on Inbankil 915 000+
aktiivset lepingut ja hoiuseid kogutakse seitsmes Euroopa riigis. Inbanki
võlakirjad on noteeritud Nasdaq Tallinna börsil.

Lisainfo:
Styv Solovjov
AS Inbank
investorsuhete juht
5645 9738
[email protected]

Content of announcement in English

Title

Inbank acquires full-service car rental company Mobire Group

Message

AS Inbank's subsidiary AS Inbank Holdings signed an agreement to acquire an
additional 33% stake in the full-service car rental company Mobire Group OÜ,
adding to the 67% ownership Inbank already held. Following the transaction,
Inbank will become the sole owner of Mobire.

Margus Kastein, Member of the Management Board of Inbank, commented:

"Full-service car rental is a profitable and fast-growing business segment in
Inbank's home markets across the Baltics. As funding is an important component
of Mobire's business model, this investment aligns well with Inbank's long-term
strategy and strengthens our position in car financing."

Mobire will continue to operate across the Baltics independently under its
existing corporate governance structure and brand. The company will remain led
by Andrus Valma, current CEO and Member of the Management Board.

Andrus Valma, CEO of Mobire Group, commented:

"Mobire has grown into the leading full-service car rental provider in the
Baltics, thanks to our dedicated team and the trust of our partners and
customers. Today marks an important milestone in our growth journey. We believe
that full-service rental is the future of mobility, and together with Inbank, we
can capture a larger market share and bring flexible solutions to more people."

The parties have agreed not to disclose the price of the transaction. The deal
is subject to approval from the competition authorities in Estonia and
Lithuania, with completion expected in Q1 2026.

Mobire Group operates in Estonia, Latvia, and Lithuania, offering full-service
vehicle rental solutions to private and business customers. The company manages
a fleet of more than 4,800+ vehicles and reported a consolidated turnover of
EUR47.4 million in 2024.

Inbank is a financial technology company with an EU banking license that
connects merchants, consumers and financial institutions on its next generation
embedded finance platform. Partnering with more than 5,900 merchants, Inbank has
915,000+ active contracts and collects deposits across 7 markets in Europe.
Inbank bonds are listed on the Nasdaq Tallinn Stock Exchange.

Additional information:
Styv Solovjov
AS Inbank
Head of Investor Relations
+372 5645 9738
[email protected]