Market announcement
Bigbank AS
Category
Management interim statement or quarterly financial report
Attachments
Date
30.05.2008 16:58:55
Title
2008. aasta I kvartali tulemused
Message
Grupi laenuportfell kasvas esimeses kvartalis 69 miljoni krooni võrra, ulatudes kvartali lõpuks 2 245 miljoni kroonini. Bilansimaht kasvas 2008. aasta I kvartali lõpuks 2 833 miljoni kroonini, kasvades kvartalis 213 miljoni krooni võrra. Seisuga 31.03.2008 moodustas klientide laenuportfell bilansimahust 79%. Kvartali jooksul on oluliselt kasvanud rahaliste vahendite osakaal bilansis moodustades kvartali lõpu seisuga 501,349 miljonit krooni ehk 18% bilansimahust. Omakapital perioodi lõpus ulatus 520 miljoni kroonini, kasvades kvartaliga 10%. 2008. aasta esimeses kvartalis on Balti Investeeringute Grupi Pank AS korraldanud kaks kohalikule turule suunatud võlakirjaemissiooni. Jaanuaris emiteeris Balti Investeeringute Grupi Pank AS võlakirju 6 miljoni Euro (93,880 miljoni krooni) ulatuses tähtajaga 1 aasta ning märtsis 10 miljoni Liti (45,316 miljoni krooni) ulatuses tähtajaga 1 aasta. Tähtajaliste hoiuste osakaal finantseerimises on kasvanud. Hoiuste maht kvartali lõpu seisuga ulatub 209 miljoni kroonini (kasv kvartaliga 13%). Hoiuseklientide arv kasvas kvartalis 43%. Intressitulu esimeses kvartalis oli 181,180 miljonit krooni võrreldes 179,041 miljoni krooniga 2007. aasta neljandas kvartalis. Puhaskasum moodustas 48,712 miljonit krooni võrreldes 45,649 miljoni krooniga 2007. aasta neljandas kvartalis (2007. aasta esimeses kvartalis 56,704 miljonit krooni). Balti Investeeringute Grupi Pank ASi kontorite võrk on kasvanud 41 kontorini, millest 21 kontorit asuvad Eestis, 15 Lätis ning 5 Leedus. Grupi töötajate arv seisuga 31.03.2008 oli 504, sellest Eestis 254, Lätis 205 ja Leedus 45 töötajat. Aktiivseid laenulepinguid oli 31.03.2008 seisuga üle 122 tuhande ja laenukliente üle 111 tuhande. Täiendav informatsioon: Piret Raudsepp Finantsjuht Tel: +372 735 0923
Title
Public Quarterly Report Q1 2008
Message
In the 1st quarter the loan portfolio of the Group increased by 69 million kroons, amounting to 2 245 million kroons at the end of the quarter. By the end of the 1st quarter of 2008 the balance sheet total reached 2 833 million kroons, thus increasing by 213 million kroons during the quarter. As of 31 March 2008 the loan portfolio formed 79% of the balance sheet total. During the quarter the percentage of cash and equivalents has increased significantly in the balance sheet total, amounting to 501.349 million kroons as of the end of the quarter, or 18% of the balance sheet total. As of the end of the period equity amounted to 520 million kroons, thus increasing 10% during the quarter. In the 1st quarter of 2008 Balti Investeeringute Grupi Pank AS organised two bond issues directed to the local market. In January Balti Investeeringute Grupi Pank AS issued bonds in the amount of 6 million euros (93.880 million kroons) with a term of 1 year and in March in the amount of 10 million litas (45.316 million kroons) with a term of 1 year. The importance of term deposits in financing has increased. As of the end of the quarter the volume of deposits totals to 209 million kroons (growth of 13% with the quarter). The number of deposit customers increased by 43% in the quarter. In the 1st quarter the interest income totalled to 181.180 million kroons, compared to 179.041 million kroons in the 4th quarter of 2007. Net profit amounted to 48.712 million kroons compared to the 45.649 million kroons in the 4th quarter of 2007 (56.704 million kroons in 1st quarter of 2007). The network of offices of Balti Investeeringute Grupi Pank AS has increased to 41 offices, of which 21 are located in Estonia, 15 in Latvia and 5 in Lithuania. As of 31 March 2008 there were 504 employees working in the Group, including 254 in Estonia, 205 in Latvia and 45 in Lithuania. As of 31 March 2008 there were more than 122 000 active loan contracts, and more than 111 000 loan customers. Additional information: Piret Raudsepp CFO +372 735 0923