Market announcement
Bigbank AS
Category
Other corporate action
Date
13.12.2023 16:30:00
Title
Uuendatud kapitalinõuded Bigbank AS-ile
Message
2023. aasta detsembris esitas Finantsinspektsioon Bigbank AS-ile iga-aastase järelevalvealase läbivaatamise ja hindamisprotsessi (SREP) järgsed kapitali adekvaatsuse arvutuse tulemused. Hindamise tulemusena otsustas Finantsinspektsioon kehtestada Bigbank AS-ile uue Pillar 2 kapitalinõude. Finantsinspektsiooni otsuse kohaselt kohaldub Bigbank AS-ile konsolideeritud alustel täiendav omavahendite nõue (P2R) summas 3,2% riskipositsiooni kogusummast (TREA), millest vähemalt 2,4% peab olema kaetud esimese taseme põhiomavahenditega ja vähemalt 1,8% esimese taseme omavahenditega. See tähendab, et Pillar 2 kapitalinõue vähenes võrreldes eelmise aastaga 1,29 protsendipunkti võrra. Finantsinspektsioon jättis eelmise aastaga võrreldes samale tasemele Bigbank AS- ile konsolideeritud baasil kohalduva Pillar 2 suunise (P2G), mis on 1,5%-le TREA-st. Uued P2R ja P2G suhtarvud kehtivad alates 01.01.2024. Bigbank AS (www.bigbank.ee) on Eesti kapitalil põhinev era- ja äriklientide laenudele ja hoiustele keskendunud pank, millel on lisaks tegevusele Eestis filiaalid Soomes, Rootsis, Lätis, Leedus ja Bulgaarias ning mis pakub piiriülese teenusena oma tooteid ka Austrias, Saksamaal ja Hollandis. Bigbanki bilansimaht ületab 2 miljardit eurot. Argo Kiltsmann Juhatuse liige E-mail: argo.kiltsmann@bigbank.ee www.bigbank.ee (http://www.bigbank.ee)
Title
Renewed Capital Requirements for Bigbank AS
Message
In December 2023, the Estonian FSA presented Bigbank AS with the outcome of the annual Supervisory Review and Evaluation Process (SREP) capital adequacy calculation. As an outcome of the evaluation the FSA decided to establish new Pillar 2 capital requirement for Bigbank AS. According to the decision of the FSA, an additional requirement for own funds (P2R) in the amount of 3.2% from the total risk exposure amount (TREA) applies to Bigbank AS on consolidated basis, of which at least 2.4% must be covered with Core Tier 1 own funds and at least 1.8% with Tier 1 capital. This means that the Pillar 2 capital requirement decreased by 1.29 percentage points. The FSA has decided to keep the Pillar 2 guidance (P2G), applicable to Bigbank AS on consolidated basis, on the same level compared to last year, which is 1.5% from the TREA. The renewed P2R and P2G ratios are applicable from 01.01.2024. Bigbank AS (www.bigbank.ee) is based on Estonian capital and focuses on loans and deposits for private and corporate customers. In addition to its activities in Estonia, Bigbank has branches in Finland, Sweden, Latvia, Lithuania, and Bulgaria and offers its products as a cross-border service in Austria, Germany and the Netherlands. Bigbank's total balance sheet exceeds 2 billion euros. Additional information: Argo Kiltsmann Member of the Management Board E-mail: argo.kiltsmann@bigbank.ee www.bigbank.eu