Börsiteade
AS LHV Group
LEI kood
529900JG015JC10LED24
Emitendi suuruskategooria
Suur kontsern
Majandustegevusalad
Finants- ja kindlustustegevus
Sektor(id)
Krediidiasutus
Emitendi registreeritud asukoht
Eesti
Üldandmed
Kategooriad
Muud korporatiivtoimingud
Teate ID
9548
Manused
Esitamise kuupäev ja aeg
10.05.2022 08:00:00
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Pealkiri
LHV Groupi tulemused aprillis 2022
Teade
AS LHV Group teenis aprillis 5,2 miljonit eurot konsolideeritud puhaskasumit. AS LHV Pank teenis puhaskasumit 6,1 miljonit eurot, sellest 0,8 miljonit Ühendkuningriigi filiaaliga seotud klientide teenindamisest. AS LHV Varahaldus teenis aprillis 64 tuhat eurot puhaskahjumit ja AS LHV Kindlustus 182 tuhat eurot puhaskahjumit. LHV UK Limitedi puhaskahjum ulatus aprillis 0,7 miljoni euroni. Alates aprillist sisaldavad konsolideeritud tulemused ka uue tütarettevõtte EveryPay AS-i finantstulemusi. Aprillis LHV klientide aktiivsus võrreldes märtsi ja veebruariga tõusis. Geopoliitiline olukord püsis küll endiselt ärev, kuid LHV jätkas aktiivselt plaanide elluviimist. Laenuportfelli kvaliteet püsib hea, mistõttu allahindlused jäid plaanitust väiksemaks. LHV Groupi konsolideeritud laenuportfell suurenes aprillis 49 miljoni euro võrra: ettevõtete laenud kasvasid seejuures 28 miljonit eurot ja jaelaenud 21 miljonit eurot. Konsolideeritud hoiuste maht vähenes aprillis 126 miljoni euro võrra peamiselt maksevahendajate hoiuste vähenemise tõttu. LHV juhitud fondide maht kasvas aprillis 2 miljoni euro võrra. Aprillis töödeldi 2,1 miljonit finantsvahendajatest klientidega seotud makset. Pangaklientide arv kasvas aprillis 4800 võrra ning klientide aktiivsus on kasvamas. Panga intressitulu jäi tugevale tasemele, kuid teenustasutulud on paranemas ning edaspidi aitab sellele kaasa finantsvahendajatest klientidele kontohaldustasude tõstmine. Ühendkuningriigi äri osas püsib fookus võtmeisikute värbamisel ja krediidiasutuse litsentsi taotlemisel. Osade kliendilepingute lõpetamisest tingituna on vähenenud nii panga hoiused kui ka maksete arv, kuid edaspidi on oodata taas aktiivsuse kasvu ka finantsvahendajate ärisuunas. Aktsiaturgudel oli aprill languskuu ja see mõjutas ka Varahalduse tulemusi. Pensionifondid L ja M suutsid väärtust hoida, XL langes kuuga 0,6%. Jätkuvalt on tegemist kõige paremini turu kukkumisele vastu pidanud fondidega Eestis. Aktiivsete II samba klientide arv jäi varasemaga sarnasele tasemele. II sambast väljumiste arv oli aprillis madalaimal tasemel pärast pensionireformi jõustumist. LHV Kindlustuse ärimahtude kasv aprillis kiirenes seoses uute vahendajate lisandumisega ja klientide aktiivsuse kasvuga. Klientide arv suurenes 1200 võrra ja rahulolu kahjukäsitlusega püsis väga kõrgel tasemel. COVID-19 mõju reisikindlustuskahjudes on vähenemas. LHV finantsplaan püsib. Mahajäämus puhaskasumi osas on vähenemas. Aprillis lisandus gruppi uus tütarettevõte EveryPay. Lisaks tegi AS LHV Group 1 miljoni euro suuruse investeeringu kaubamärki Tuum kandvasse ettevõttesse Modular Technologies. Vastavalt 30. märtsil aktsionäride üldkoosolekul tehtud otsustele on LHV Group ette valmistamas täiendavat aktsiaemissiooni, et kaasata investoreilt kapitali kasvuplaanide rahastamiseks, peamiselt Ühendkuningriiki rajatava panga kapitaliseerimiseks. AS-i LHV Group aruanded on saadaval aadressil: https://investor.lhv.ee/aruanded (https://www.globenewswire.com/Tracker?data=54zxNAC2kPOYSxTP92B- i05o8b7aQoNNC33_C_MIFdg5_vKRI3knyqa6X3hQtmLqEoa76w32ql6pYb_pJmofDCkDV3to9sLA0bYH kb0VBMIysUw69rAwYbykxwzrlgxZi4ydquxVItzmHIwZAQVQBLbHL_MrcPuIZ3qnRv3tBy2qtL8G- vGocRYb2xj6ag2UFjY- iah7PRon5EcYHDgJdUokzrKk2QquhIwfMPDcnRh4eGjU9jA5s9j7JViyquQJ6LcpHZKfVXha2pDfQ1ou NVTqaiR9a7EHjT0rum8zgZ6lB-JCWdAPxPnEZbDLGur76sOIPE0aIUbH4PMisns90TvkeMukqr- r6BxfHCXMQo6XiNS7s0vmzROssmYiPib67a1KR4IBLcFJnivzTlFaAt8i8AzjJVxNHU3kJrRPb7rcjrB YJybGK6SBqRhC5EQp7kQ5MktWgaH5sQ3ON5wQ2Y3UAdDF0jUHnSATDm9NjbpxSLN_zEvvVdm- s0UViSdCeKNQPn715Z2XEbaoaJb3uZyfqnLI5BxGK3PHvV- 0WZ7zG7S1YovaafcIlSXa2JHYDOJctpX7JVW673sBs2ZZHifmBae11QoCWH4NGhaTNAUShzXIWCZomGS 6Kk1T3P-N9mHAnq0Kc7LWp1CJJmvPZUcur4nWEB1UpQpv4YG__HVlP4Du-K- vzc_zLPX5S8rBGppB85mXIazkejoJMtBoKIZM_DQCmL- Exwa9Iu8HASLBSosDNqG5_wkQvjAh92GUJEOyRQ0- kvTPq3nGeyJQGoAoZqYZs5q4lYhalOg8e5V69j5suVaJ6Bi2iwE_Xn8LQrrAY4SCFPcAceMl- gaFnfx_dp7cSqFrSXtOVj5nJ4RcX97kqbsvDkDLcGQ7cl0eZd4ttptIgXZNavpdkiBJ1A==). LHV Group on suurim kodumaine finantskontsern ja kapitali pakkuja Eestis. LHV Groupi peamised tütarettevõtted on LHV Pank, LHV Varahaldus ja LHV Kindlustus. Grupi ettevõtetes töötab üle 740 inimese. LHV pangateenuseid kasutab aprilli seisuga 342 000 klienti, LHV hallatavatel pensionifondidel on 135 000 aktiivset klienti ja LHV Kindlustusega on kaitstud 148 000 klienti. LHV Ühendkuningriigi filiaal pakub panganduse taristut enam kui 200 rahvusvahelisele finantsteenuste ettevõttele, mille kaudu jõuavad LHV makseteenused klientideni üle terve maailma. Priit Rum LHV kommunikatsioonijuht Telefon: 502 0786 E-post: [email protected] (mailto:[email protected])
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Pealkiri
LHV Group results in April 2022
Teade
In April, AS LHV Group earned EUR 5.2 million in consolidated net profit. AS LHV Pank earned EUR 6.1 million in net profit, EUR 0.8 million of which was from serving clients associated with the UK branch. AS LHV Varahaldus earned EUR 64,000 in net loss in April, and the net loss of AS LHV Kindlustus was EUR 182,000. The net loss of LHV UK Limited reached EUR 0.7 million in April. Since April, the consolidated results also include the financial results of the new subsidiary EveryPay AS. In April, the activity of LHV clients increased compared to March and February. The geopolitical situation remained turbulent, but LHV continued to actively implement its plans. The quality of the loan portfolio remains good, resulting in lower provisions than planned. LHV Group's consolidated loan portfolio grew by EUR 49 million in April, with corporate loans increasing by EUR 28 million and retail loans by EUR 21 million. Consolidated deposits decreased by EUR 126 million in April, mainly due to a decline in deposits of payment intermediaries. The volume of the funds managed by LHV grew by EUR 2 million in April. 2.1 million payments from financial intermediary clients were processed. The number of bank clients grew by 4,800 in April, and client activity is increasing. The bank's interest income remained strong, while fee and commission income are improving and will be helped in the future by the increase in account management fees for financial intermediary clients. For UK business, the focus remains on recruiting key staff and applying for a credit institution licence. Due to the termination of some client agreements, both the bank's deposits and the number of payments have decreased, but activity is expected to pick up again in the financial intermediary business. April was a down month for stock markets, which also affected the results of Varahaldus. Pension funds L and M managed to hold their value, with XL down 0.6% over the month. These continue to be the best-performing funds in Estonia, able to withstand the market crash. The number of active second pillar clients remained at a similar level as before. The number of withdrawals from the second pillar in April was the lowest since the pension reform entered into force. The growth in business volumes of LHV Kindlustus accelerated in April due to the addition of new intermediaries and an increase in client activity. The number of clients increased by 1,200 and satisfaction with claims handling remained very high. The impact of COVID-19 in travel insurance losses is decreasing. LHV's financial plan remains unchanged. The difference between the forecasted and actual net profit is decreasing. In April, the Group included a new subsidiary EveryPay. In addition, AS LHV Group made a EUR 1 million investment in Modular Technologies, the company branded as Tuum. In accordance with the resolutions taken at the AGM on 30 March, LHV Group is preparing a further share issue to raise capital from investors to finance its growth plans, mainly the capitalisation of the bank to be established in the UK. To access the reports of AS LHV Group, please visit the website at https://investor.lhv.ee/en/reports/. LHV Group is the largest domestic financial group and capital provider in Estonia. LHV Group's key subsidiaries are LHV Pank, LHV Varahaldus, and LHV Kindlustus. The Group employs more than 740 people. As of April, LHV's banking services are being used by 342,000 clients, the pension funds managed by LHV have 135,000 active clients, and LHV Kindlustus protects a total of 148,000 clients. LHV's UK branch offers banking infrastructure to 200 international financial services companies, via which LHV's payment services reach clients around the world. Priit Rum Communication Manager Phone: +372 502 0786 Email: [email protected] (mailto:[email protected])