Börsiteade

Coop Pank AS

LEI kood

549300EHNXQVOI120S55

Emitendi suuruskategooria

Suur kontsern

Majandustegevusalad

Finants- ja kindlustustegevus

Sektor(id)

Krediidiasutus

Emitendi registreeritud asukoht

Eesti

Üldandmed

Kategooriad

Muud korporatiivtoimingud

Teate ID

8445

Manused

Esitamise kuupäev ja aeg

11.12.2020 08:00:00

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Coop Pank AS 2020. aasta novembri tulemused

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Coop Panga 2020. aasta novembri majandustulemused:

  * Panga klientide arv kasvas novembris 2100 võrra ja ulatus kuu lõpuks 84 100-
    ni. Aastaga on kliendibaas kasvanud 36%.
  * Panga klientide hoiuste maht kahanes novembris 3 miljoni euro võrra ulatudes
    novembri lõpu seisuga 746 miljoni euroni. Kodumaiste äri- ja eraklientide
    hoiused kasvasid kokku 11 miljonit eurot, peamiselt rahvusvahelistelt
    hoiuseplatvormidelt kaasatud hoiuste maht vähenes 14 miljonit eurot. Aastaga
    on panga hoiuste maht kasvanud 47%.
  * Panga neto laenuportfell kasvas novembris 18,5 miljoni euro võrra ja jõudis
    kuu lõpu seisuga 645 miljoni euroni. Aastaga on panga laenuportfell kasvanud
    44%.
  * Laenude allahindluse kulu oli novembris 0,5 miljonit eurot.
  * Aastaga on panga netotulud kasvanud 32% ja tegevuskulud 16%. Pank teenis
    novembris 660 tuhat eurot puhaskasumit. Käesoleva aasta 11 kuuga on panga
    puhaskasum võrreldes eelmise aasta sama perioodiga kasvanud 22%.

Coop Panga juhatuse esimehe Margus Rinki kommentaar:

?Hoolimata jätkuvalt keerulisest majanduskeskkonnast on Coop Panga klientide arv
ja  laenuportfell järjepidevalt kasvanud  - nii oli  see ka novembris. Meie kasv
tuleneb  eelkõige sellest, et tegutsedes  turul kodumaise pangana, tunneme hästi
siinse  turu  võimalusi  ja  vajadusi.  See  annab  meile  eelise uute klientide
kaasamiseks ja kohalike ettevõtete ja riigiasutustega koostöö tegemiseks.

Alates  Moody'se investeerimisjärgu  krediidireitingu saamisest  käesoleva aasta
augustist,  oleme  näinud  veel  üht  positiivset  muutust:  kodumaiste  hoiuste
sissevool  panka on järjepidevalt suurenenud.  See on võimaldanud meil vähendada
välisriikidest  kogutud  kallimaid  hoiuseid,  mis  kajastub ka novembris väikse
kahanemise teinud hoiuste mahus.

Meie  finantseerimiskulu on  aastaga alanenud  1%-lt 0,9%-le  ja see omab selget
positiivset mõju meie kasumlikkusele."

Coop    Panga    põhjalikumad    kvartaliaruanded    on    leitavad   aadressil:
https://www.cooppank.ee/finantsaruanded

Eesti   kapitalil   põhinev   Coop   Pank   on  üks  viiest  Eestis  tegutsevast
universaalpangast.   Pangal  on  84 100 igapäevapanganduse  klienti.  Coop  Pank
kasutab   jaekaubanduse   ja  panganduse  vahel  tekkivat  sünergiat  ning  toob
igapäevased   pangateenused  kodule  lähemale.  Panga  strateegiline  omanik  on
kodumaine kaubanduskett Coop Eesti, mille müügivõrgustikku kuulub 330 kauplust.

Lisainfo:
Kerli Lõhmus
Finantsjuht
Telefon: +372 669 0902
E-post: [email protected]

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Coop Pank AS results for November 2020

Teade

Coop Pank's financial results in November 2020:

  * In November, the number of the bank's clients increased by 2,100 and reached
    84,100 by the end of the month. Over the year, the customer base has grown
    by 36%.
  * The volume of the bank's customer deposits decreased by 3 million euros,
    reaching 746 million euros by the end of November. Deposits of domestic
    corporate and private customers increased by a total of 11 million euros,
    the volume of deposits attracted mainly via international deposit platforms
    decreased by 14 million euros. Over the year, the volume of bank deposits
    has grown by 47%.
  * The bank's net loan portfolio increased by 18,5 million euros over the month
    and reached 645 million euros by the end of November. Over the year, the
    loan portfolio has grown by 44%.
  * Impairment losses on loans was 0.5 million euros in November.
  * Over the year, bank's net income has increased by 32% and expenses by 16%.
    In November, the bank earned a net profit of 660 thousand euros. In the 11
    months of this year, the bank's net profit has increased by 22% compared to
    the same period last year.

Comment by Margus Rink, Chairman of the Management Board of Coop Pank:

"Despite of the difficult economic environment, the number of Coop Pank's
customers and loan portfolio has grown steadily and this was also the case in
November. Our growth is possible primarily because we are operating in the local
market as a domestic bank and due to that, we are well-aware of the
opportunities and needs of the locals. This gives us the advantage of attracting
new customers and co-operating with local businesses and state institutions.

Since receiving Moody's investment-grade rating with a stable outlook, in August
this year, we have seen another positive change: the inflow of domestic deposits
into the bank has consistently increased. This has allowed us to reduce the more
expensive deposits collected from abroad and is also reflected in the volume of
deposits, which has slightly decreased in November.

Our financing cost has decreased from 1% to 0.9% over the year and this has a
clear positive effect on our profitability."

More detailed quarterly reports of Coop Pank are available at:
https://www.cooppank.ee/en/financial-reports

Coop Pank, based on Estonian capital, is one of the five universal banks
operating in Estonia. The number of clients using Coop Pank for their daily
banking reached 84,100. Coop Pank aims to put the synergy generated by the
interaction of retail business and banking to good use and to bring everyday
banking services closer to people's homes. The strategic shareholder of the bank
is the domestic retail chain Coop Eesti, comprising of 330 stores.

Additional information:
Kerli Lõhmus
CFO
Phone: +372 669 0902
E-mail: [email protected]