Börsiteade

Pealkiri

Notice of Public Offering of Unsecured Subordinated Bonds of Coop Pank AS

Teade

Coop   Pank  AS  (registry  code  10237832, address  Maakri  30, 10145, Tallinn,
Estonia;  hereinafter Coop Pank) hereby announces a public offering of unsecured
subordinated  bonds (hereinafter  the Offering)  and informs  of approval of the
base  prospectus by the Estonian  Financial Supervision and Resolution Authority
(the FSA) on 16 March 2026 (the Prospectus).

Coop Pank offers publicly up to 10,000 unsecured subordinated bonds of Coop Pank
with  the name of EUR 6.25 Coop Pank bond 26-2037, with the nominal value of EUR
1,000 each,  the maturity date 1 April 2037 and fixed interest rate of 6.25% per
annum,  payable quarterly. In  case of oversubscription  of the bonds, Coop Pank
has  the right to increase the volume of the Offering by up to 10,000 additional
bonds.  Coop Pank has  also the right  to cancel the  Offering in the volume not
subscribed.  The unsecured subordinated bonds are  offered with the price of EUR
1,000 per  one bond. The  unsecured subordinated bonds  are registered in Nasdaq
CSD  SE  under  ISIN  code  EE0000003515.  The  public offering of the unsecured
subordinated  bonds  is  carried  out  only  in  Estonia  and  not  in any other
jurisdiction.

The Offering is the first series under the Coop Pank bond program created by the
Prospectus. The Offering is conducted on the basis of the Prospectus as approved
by  the  FSA  on  16 March  2026 that  has  been  published  on the date of this
announcement on the web pages of Coop Pank and the FSA.

The  subscription period for the bonds starts on 17 March 2026 at 10:00 and will
end  on 27 March  2026 at 16:00 Estonian  time. The  Offering is targeted to all
retail and qualified investors in Estonia.

Subordinated  bond represents an  unsecured debt obligation  of Coop Pank before
the  investor. The subordination of the bonds means that upon the liquidation or
bankruptcy  of Coop  Pank, all  the claims  arising from  the subordinated bonds
shall  fall due and shall  be satisfied only after  the full satisfaction of all
unsubordinated recognised claims in accordance with the applicable law.

Detailed  information is available in  the Prospectus and in  the summary of the
Prospectus.

Timetable of the Offering

  Subscription period starts                17 March 2026 at 10:00

  Subscription period ends                  27 March 2026 at 16:00

  Announcement of the results of Offering   on or about 30 March 2026

  Settlement of the Offering                on or about 1 April 2026

  First trading day                         on or about 2 April 2026


Submitting subscription undertakings

In order to subscribe for the bonds during the Offering, an investor must have a
securities  account  opened  at  a  custodian  of  the  Nasdaq  CSD SE Estonia´s
subsidiary (hereinafter Nasdaq CSD).

An  investor wishing to  subscribe to the  bonds should contact their securities
account  custodian and submit  the subscription undertaking  during the offering
period in the form indicated below.

By  submitting the subscription  undertaking, an investor  authorises the Nasdaq
CSD  custodian  who  operates  the  investor's  current account connected to its
securities  account to  immediately block  the whole  transaction amount  on the
investor's  current  account  until  the  settlement  is  completed or funds are
released in accordance with the terms set out in the Prospectus.

 Owner of the securities account:    Name of the investor who submitted the
                                     subscription undertaking

 Securities account:                 Number of the investor`s securities
                                     account

 Custodian:                          Name of the investor´s custodian

 Security:                           EUR 6.25 Coop Pank Bond 26-2037

 ISIN code:                          EE0000003515

 Amount of securities:               The number of bonds determined by the
                                     investor

 Price (per bond):                   EUR 1,000

                                     The total amount of the transaction (the
 Transaction amount:                 number of bonds determined by the investor
                                     multiplied by price per one bond)

 Counterparty:                       Coop Pank AS

 Securities account of counterparty: 99102215403

 Custodian of the counterparty:      AS LHV Pank

 Value date of the transaction:      1 April 2026

 Type of transaction:                ?subscription"

 Type of settlement:                 ?delivery versus payment (DVP)"

Listing and admission to trading of unsecured subordinated bonds of Coop Pank

Coop  Pank intends to submit an application to Nasdaq Tallinn AS for the listing
and  admission to trading of  the subordinated bonds on  the Baltic Bond List of
the Nasdaq Tallinn Stock Exchange. The expected date of listing and admission to
trading is on or about 2 April 2026.

While  every effort will be made  and due care will be  taken in order to ensure
the  listing and the  admission to trading  of the unsecured subordinated bonds,
Coop Pank cannot ensure that the unsecured subordinated bonds will be listed and
admitted to trading.

Availability of the Prospectus and bond terms

The  Prospectus has been published and can be obtained in electronic format from
Coop Pank´s website www.cooppank.ee/pakkumine (http://www.cooppank.ee/pakkumine)
and from the website of the FSA www.fi.ee (http://www.fi.ee). In addition to the
above,  the Prospectus  is available  through the  information system  of Nasdaq
Tallinn   Stock  Exchange.  Also,  the  bond  terms  of  Coop  Pank's  unsecured
subordinated                                                               bonds
(https://res30f.cooppank.ee/image/upload/v1773655007/dokumendid/investorile/vola
kirjad/blue-sky-iv/Volakirjade_Tingimused.pdf)   and  the  final  terms  of  the
Offering
(https://res30f.cooppank.ee/image/upload/v1773655006/dokumendid/investorile/vola
kirjad/blue-sky-iv/Volakirjade_loplikud_tingimused_I_seeria.pdf)  together  with
the                                                                      summary
(https://res30f.cooppank.ee/image/upload/v1773655007/dokumendid/investorile/vola
kirjad/blue-sky-iv/Prospectus_summary.pdf)   have  been  published  Coop  Pank's
website and can be obtained in electronic format.

Before  investing into  Coop Pank´s  unsecured subordinated  bonds we ask you to
acquaint  yourself with the Prospectus,  the bond terms, the  final terms of the
Offering  together with the Prospectus summary in full and if necessary, consult
with an expert.

Paavo Truu
CFO
Tel: +372 516 0231
e-mail: [email protected] (mailto:[email protected])

Coop  Pank,  based  on  Estonian  capital,  is  one  of the five universal banks
operating  in Estonia.  The number  of clients  using Coop  Pank for their daily
banking  reached 229,800. Coop  Pank aims  to put  the synergy  generated by the
interaction  of retail business  and banking to  good use and  to bring everyday
banking services closer to people's homes. The strategic shareholder of the bank
is the domestic retail chain Coop Eesti, comprising of 320 stores.

Important information

This  notice  is  an  advertisement  for  securities  within  the meaning of the
Regulation No 2017/1129/EU of 14 June 2017 of the European Parliament and of the
Council   European   Parliament  and  does  not  constitute  an  offer  to  sell
subordinated bonds or invitation to subscribe to subordinated bonds. An offer to
subscribe to subordinated bonds should be made and each investor should make any
decision  to invest in the bonds only  on the basis of the information contained
in  the Prospectus and the  summary of the Prospectus  and if necessary, consult
with  an expert. The approval  of a Prospectus by  the Financial Supervision and
Resolution  Authority is not considered to  be a recommendation for subordinated
bonds.

The  information  contained  in  this  notice  is  not intended to be published,
distributed  or transmitted, in whole or in part, directly or indirectly, in the
United  States, Canada,  Hong Kong,  Japan, Singapore,  South Africa,  or in any
other  country or circumstance where  publication, sharing or transmission would
be  unlawful. Subordinated bond will be publicly offered only in the Republic of
Estonia  and  the  sale  or  offer  of  the  bonds  shall  not take place in any
jurisdiction  where such offer, invitation or sale would be unlawful without the
exception or qualification of law.